brand
Revolut
tagline
One app for all things money. Banking, crypto, trading, and international transfers.
category
Banking
website
https://revolut.com
Revolut — Information Architecture Revolut is a financial super-app that started as an international spending card and evolved into a full banking alternative. The mental model is one hub for all money — users hold multiple currencies, spend abroad at interbank rates, send money globally, trade stocks and crypto, and manage budgets. The app is aggressively feature-rich, with a service grid reminiscent of super-apps. Key differentiators: multi-currency accounts, instant cross-border transfers, and a modular "Pockets" savings system.
├── Home
│ ├── Total Balance (across all currencies)
│ ├── Account Cards (swipeable: GBP, EUR, USD, crypto, etc.)
│ ├── Recent Transactions
│ ├── Quick Actions (Send, Request, Exchange, Top Up)
│ ├── Pockets (savings goals)
│ ├── Rewards / Cashback Summary
│ └── RevPoints Balance
├── Accounts
│ ├── Multi-Currency Accounts
│ │ ├── GBP Account (sort code + account number)
│ │ ├── EUR Account (IBAN)
│ │ ├── USD Account (routing + account number)
│ │ └── 30+ More Currencies
│ ├── Account Detail
│ │ ├── Balance
│ │ ├── Transaction History
│ │ ├── Account Details (numbers, IBAN)
│ │ ├── Direct Debits
│ │ └── Statements
│ ├── Joint Accounts
│ └── Business Account (upgrade)
├── Cards
│ ├── Physical Cards (standard, metal, ultra)
│ ├── Virtual Cards (disposable, recurring)
│ ├── Card Controls
│ │ ├── Freeze / Unfreeze
│ │ ├── Spending Limits
│ │ ├── Location-Based Security
│ │ ├── Online Payments Toggle
│ │ ├── Contactless Toggle
│ │ ├── ATM Withdrawals Toggle
│ │ └── Swipe Payments Toggle
│ ├── PIN Management
│ └── Order New Card (choose design)
├── Payments
│ ├── Send Money
│ │ ├── To Revolut User (instant, free)
│ │ ├── To Bank Account (domestic)
│ │ ├── International Transfer (SWIFT / local rails)
│ │ └── To Crypto Wallet
│ ├── Request Money
│ ├── Scheduled Payments
│ ├── Standing Orders
│ ├── Direct Debits
│ └── Payment Links
├── Exchange
│ ├── Currency Exchange (FX)
│ │ ├── From / To Currency
│ │ ├── Interbank Rate Display
│ │ ├── Weekend Markup Warning
│ │ └── Auto-Exchange (set target rate)
│ ├── Crypto
│ │ ├── Buy / Sell Crypto
│ │ ├── Crypto Portfolio
│ │ ├── Staking
│ │ └── Learn about Crypto
│ └── Commodities (Gold, Silver)
├── Invest
│ ├── Stocks
│ │ ├── Browse Stocks
│ │ ├── Stock Detail (chart, stats)
│ │ ├── Buy / Sell (fractional)
│ │ └── Portfolio
│ └── Robo-Advisor (Revolut Invest)
├── Pockets (Savings)
│ ├── Active Pockets (visual jars)
│ ├── Create Pocket (name, target, emoji)
│ ├── Auto-Save Rules (round-ups, recurring)
│ ├── Group Pockets (shared goals)
│ └── Savings Vaults (interest-bearing)
├── Budgets & Analytics
│ ├── Monthly Budget
│ ├── Spending by Category (charts)
│ ├── Merchant Analysis
│ ├── Subscription Tracker
│ ├── Income vs Spending
│ └── Trends (month over month)
├── Insurance & Extras
│ ├── Travel Insurance
│ ├── Phone Insurance
│ ├── Device Insurance
│ ├── Medical Insurance
│ ├── Lounge Access (Ultra plan)
│ └── RevPoints (rewards program)
├── Subscriptions
│ ├── Standard (free)
│ ├── Plus
│ ├── Premium
│ ├── Metal
│ └── Ultra
├── Settings
│ ├── Personal Details
│ ├── Security (PIN, biometrics, passcode, 2FA)
│ ├── Notification Preferences
│ ├── Privacy
│ ├── Linked Accounts (Open Banking)
│ ├── Appearance (dark/light, app icon)
│ └── Help & Support
└── Help
├── Chat Support (in-app)
├── FAQ
├── Community Forum
└── Suggest a Feature
Layer
Pattern
Behavior
Bottom Tab Bar 5 tabs
Home, Cards, Payments Hub, Invest, Profile
Currency Switcher Horizontal scroll cards on Home
Tap to view account, swipe between GBP/EUR/USD
Quick Actions Row of icons below balance
Send, Request, Exchange, Top Up, Add Money
Service Grid Scrollable grid (similar to super-apps)
Crypto, Stocks, Insurance, Pockets, Rewards, etc.
Search Top of Home
Search transactions, contacts, features
Pay Button Prominent FAB or bottom sheet
Quick payment initiation
Entity
Key Attributes
Relationships
Account
currency, balance, account_number, iban, sort_code, type (personal/joint/business)
has many Transactions, Cards
Transaction
amount, currency, merchant, category (auto-tagged), date, status, exchange_rate, cashback
belongs to Account
Card
type (physical/virtual/disposable), design (standard/metal/ultra), status, limits, controls{}
belongs to Account
Transfer
from_account, to (user/bank/international), amount, currency, fx_rate, fee, status, eta
belongs to User
Pocket
name, emoji, target_amount, current_amount, auto_save_rules[], shared_with[]
belongs to User
CryptoHolding
asset, amount, value, avg_cost, pnl
belongs to User
StockPosition
ticker, shares (fractional), avg_cost, value
belongs to User
Subscription
plan (standard/plus/premium/metal/ultra), features[], price, renewal_date
belongs to User
RevPoints
balance, earned_history[], redeemed_history[]
belongs to User
Budget
category, limit, spent, period (monthly)
belongs to User
pending → completed → settled
↘ declined / reversed / refunded
Payments → Send → International → Enter Recipient (name, IBAN) → Amount → See FX Rate & Fee → Review → Biometric → Sent → Track Status
Exchange → GBP to EUR → Enter Amount → See Interbank Rate → Exchange → EUR Balance Updated Instantly
Pockets → [+] → Name ("Holiday Fund") → Target (£2000) → Add Auto-Save (round-ups + £50/month) → Create → Watch Progress
Cards → Select Card → [Freeze] → Instant → Order Replacement → Virtual Card Generated Immediately
/ → Home
/accounts → All Accounts
/accounts/:currency → Account Detail (e.g., /accounts/gbp)
/transactions → All Transactions
/transactions/:id → Transaction Detail
/cards → Card List
/cards/:id → Card Detail & Controls
/payments/send → Send Money
/payments/request → Request Money
/payments/scheduled → Scheduled Payments
/exchange → Currency Exchange
/crypto → Crypto Portfolio
/crypto/:symbol → Crypto Detail
/stocks → Stocks Portfolio
/stocks/:symbol → Stock Detail
/pockets → Savings Pockets
/pockets/:id → Pocket Detail
/budgets → Budget & Analytics
/insurance → Insurance Products
/rewards → RevPoints
/subscriptions → Plan Management
/settings → Settings
/help → Help & Support
Context
Search Scope
Filters
Sort
Transactions
Merchant, amount, reference
Category, Date Range, Currency, Account, Type (in/out)
Date, amount, merchant
Contacts
Name, username
Recently used
Frequency, name
Crypto / Stocks
Asset name, symbol
Tradeable, category
Market cap, change, name
Features
Feature name (search for "insurance", "lounge")
—
Relevance
Breakpoint
Layout
Key Adaptation
Mobile (primary)
Single column, bottom tabs, card swipe
Full mobile-first experience
Tablet
Wider cards, 2-column analytics
Enhanced charts
Desktop (web)
Sidebar nav + dashboard grid
Full account management, settings
Biometric authentication on every open
Multi-currency card swipe (horizontal carousel)
Pull-to-refresh balances
Instant push notifications on every transaction
Haptic feedback on payments
Disposable virtual cards generated in one tap
Offline mode (cached balances)
Dark mode with signature Revolut purple accents
Feature
Standard (Free)
Plus
Premium
Metal
Ultra
Multi-Currency
5 currencies
5
Unlimited
Unlimited
Unlimited
FX Exchange
£1000/mo free
£3000/mo
Unlimited
Unlimited
Unlimited
Crypto Fee
1.99%
1.49%
0.99%
0.99%
0%
Stock Trades
1/mo free
3/mo
Unlimited
Unlimited
Unlimited
Lounge Access
—
—
—
1/flight
3/flight + guest
Insurance
—
—
Travel
Travel + device
Comprehensive
Cards
Standard plastic
Custom
Premium metal
Metal
Ultra metal
Cashback
—
—
0.1%
0.1% EUR, 1% non-EUR
1% + boosted
Support
Standard
Priority
Priority
Priority
Dedicated
Biometric or passcode on every session
Card controls: per-transaction toggle for online, contactless, ATM
Location-based security (block transactions outside your area)
Disposable virtual cards for one-time online purchases
Transaction notifications within seconds
Device management and session control