diff --git a/changelog_entry.yaml b/changelog_entry.yaml
index e69de29bb2d..456fb93d4f9 100644
--- a/changelog_entry.yaml
+++ b/changelog_entry.yaml
@@ -0,0 +1,4 @@
+- bump: minor
+  changes:
+    added:
+    - Indiana TANF program.
diff --git a/policyengine_us/parameters/gov/states/in/fssa/README.md b/policyengine_us/parameters/gov/states/in/fssa/README.md
new file mode 100644
index 00000000000..4ba77c232cc
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/README.md
@@ -0,0 +1 @@
+# Family and Social Services Administration
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/README.md b/policyengine_us/parameters/gov/states/in/fssa/tanf/README.md
new file mode 100644
index 00000000000..eb8aeb3f951
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/README.md
@@ -0,0 +1 @@
+# Temporary Assistance for Needy Families
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/continuing/fpg_rate.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/continuing/fpg_rate.yaml
new file mode 100644
index 00000000000..d567c1b88c6
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/eligibility/continuing/fpg_rate.yaml
@@ -0,0 +1,12 @@
+description: Indiana uses this multiplier of the federal poverty guideline for continuing eligibility under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 1
+
+metadata:
+  unit: /1
+  period: month
+  label: Indiana TANF continuing eligibility FPG rate
+  reference:
+    - title: 470 IAC 10.3-4-1
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-1
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/benefit/earned_income_disregard/rate.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/benefit/earned_income_disregard/rate.yaml
new file mode 100644
index 00000000000..46cd8cb4c89
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/benefit/earned_income_disregard/rate.yaml
@@ -0,0 +1,12 @@
+description: Indiana excludes this share of earned income when calculating benefits under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 0.75
+
+metadata:
+  unit: /1
+  period: month
+  label: Indiana TANF benefit earned income disregard rate
+  reference:
+    - title: 470 IAC 10.3-4-4(d)(1)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/earned_income_disregard/rate.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/earned_income_disregard/rate.yaml
new file mode 100644
index 00000000000..ed09c6ed7da
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/earned_income_disregard/rate.yaml
@@ -0,0 +1,12 @@
+description: Indiana excludes this share of earned income when determining eligibility under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 0.33
+
+metadata:
+  unit: /1
+  period: month
+  label: Indiana TANF eligibility earned income disregard rate
+  reference:
+    - title: 470 IAC 10.3-4-4(c)(2)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/flat_disregard/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/flat_disregard/amount.yaml
new file mode 100644
index 00000000000..202290bbaca
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/eligibility/flat_disregard/amount.yaml
@@ -0,0 +1,12 @@
+description: Indiana deducts this amount from earned income when determining eligibility under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 30
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF eligibility flat disregard amount
+  reference:
+    - title: 470 IAC 10.3-4-4(c)(2)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/work_expense/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/work_expense/amount.yaml
new file mode 100644
index 00000000000..a917a2db707
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/income/deductions/work_expense/amount.yaml
@@ -0,0 +1,12 @@
+description: Indiana deducts this amount from gross earned income as work-related expenses under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 90
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF work expense deduction amount
+  reference:
+    - title: 470 IAC 10.3-4-4(c)(1)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/at_application/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/at_application/amount.yaml
new file mode 100644
index 00000000000..72170a781a0
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/at_application/amount.yaml
@@ -0,0 +1,12 @@
+description: Indiana limits resources to this amount when applying for the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 1_000
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF resource limit at application amount
+  reference:
+    - title: 470 IAC 10.3-4-2
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-2
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/while_receiving/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/while_receiving/amount.yaml
new file mode 100644
index 00000000000..72a58354fe9
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/limit/while_receiving/amount.yaml
@@ -0,0 +1,12 @@
+description: Indiana limits resources to this amount while receiving the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 10_000
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF resource limit while receiving amount
+  reference:
+    - title: IC 12-14-1-1(b)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-1-1
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/vehicle_exemption/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/vehicle_exemption/amount.yaml
new file mode 100644
index 00000000000..d455bcbcd2d
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/resources/vehicle_exemption/amount.yaml
@@ -0,0 +1,12 @@
+description: Indiana excludes this amount of vehicle equity from countable resources under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 20_000
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Indiana TANF vehicle exemption amount
+  reference:
+    - title: IC 12-14-2-1(b)(2)
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-1
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/amount.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/amount.yaml
new file mode 100644
index 00000000000..d8193417ca0
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/amount.yaml
@@ -0,0 +1,34 @@
+description: Indiana provides this amount as the standard of need under the Temporary Assistance for Needy Families program.
+
+1:
+  2023-07-01: 155
+2:
+  2023-07-01: 255
+3:
+  2023-07-01: 320
+4:
+  2023-07-01: 385
+5:
+  2023-07-01: 450
+6:
+  2023-07-01: 515
+7:
+  2023-07-01: 580
+8:
+  2023-07-01: 645
+9:
+  2023-07-01: 710
+10:
+  2023-07-01: 775
+
+metadata:
+  unit: currency-USD
+  period: month
+  breakdown:
+    - range(1, 11)
+  label: Indiana TANF standard of need amount
+  reference:
+    - title: 470 IAC 10.3-4-3(a)(1)
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3
+    - title: IC 12-14-2-5
+      href: https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5
diff --git a/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/max_unit_size.yaml b/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/max_unit_size.yaml
new file mode 100644
index 00000000000..ba29895fdb6
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/in/fssa/tanf/standard_of_need/max_unit_size.yaml
@@ -0,0 +1,12 @@
+description: Indiana sets this as the maximum unit size for standard of need lookup under the Temporary Assistance for Needy Families program.
+
+values:
+  2023-07-01: 10
+
+metadata:
+  unit: person
+  period: year
+  label: Indiana TANF standard of need max unit size
+  reference:
+    - title: 470 IAC 10.3-4-3
+      href: https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/benefit/in_tanf_payment_standard.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/benefit/in_tanf_payment_standard.yaml
new file mode 100644
index 00000000000..93c2c7a849f
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/benefit/in_tanf_payment_standard.yaml
@@ -0,0 +1,58 @@
+# Payment standard tests
+# Post P.L. 103-2023 reform, payment standard = 100% of standard of need
+
+- name: Payment standard for family of 1
+  period: 2024-01
+  input:
+    spm_unit_size: 1
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 155
+
+- name: Payment standard for family of 2
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 255
+
+- name: Payment standard for family of 3
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 320
+
+- name: Payment standard for family of 4
+  period: 2024-01
+  input:
+    spm_unit_size: 4
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 385
+
+- name: Payment standard for family of 5
+  period: 2024-01
+  input:
+    spm_unit_size: 5
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 450
+
+- name: Payment standard for family of 6
+  period: 2024-01
+  input:
+    spm_unit_size: 6
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 515
+
+- name: Payment standard for family of 10
+  period: 2024-01
+  input:
+    spm_unit_size: 10
+    state_code: IN
+  output:
+    in_tanf_payment_standard: 775
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.yaml
new file mode 100644
index 00000000000..8b51f3580fb
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.yaml
@@ -0,0 +1,163 @@
+# Tests for in_tanf_countable_income_eligible
+# Uses eligibility disregards: $90/earner, $30/unit, 1/3 of remainder
+# Compares to standard of need (initial) or FPL (continuing)
+
+- name: Family of 3 with zero income - eligible
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 0
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    in_tanf_countable_income_for_eligibility: [0, 0, 0]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable income ($0) < standard of need ($320) → eligible
+
+- name: Family of 3 with low earned income - eligible
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 300
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [120.6, 120.6, 120.6]
+    # $300 - $90 (work expense) = $210
+    # $210 - $30 (unit disregard) = $180
+    # $180 * (1 - 0.33) = $120.60
+    in_tanf_countable_income_for_eligibility: [120.6, 120.6, 120.6]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable ($120.60) < standard of need ($320) → eligible
+
+- name: Family of 3 with moderate earned income - not eligible
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 600
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [321.6, 321.6, 321.6]
+    # $600 - $90 = $510
+    # $510 - $30 = $480
+    # $480 * 0.67 = $321.60
+    in_tanf_countable_income_for_eligibility: [321.6, 321.6, 321.6]
+    in_tanf_countable_income_eligible: [false, false, false]
+    # Countable ($321.60) >= standard of need ($320) → not eligible
+
+- name: Family of 2 with earned income at threshold - not eligible
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 500
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [254.6, 254.6]
+    # $500 - $90 = $410
+    # $410 - $30 = $380
+    # $380 * 0.67 = $254.60
+    in_tanf_countable_income_for_eligibility: [254.6, 254.6]
+    in_tanf_countable_income_eligible: [true, true]
+    # Countable ($254.60) < standard of need ($255) → eligible
+
+- name: Two earners - each gets $90 disregard
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 200
+      person2:
+        age: 28
+        tanf_gross_earned_income: 200
+      person3:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [127.3, 127.3, 127.3]
+    # Person1: $200 - $90 = $110
+    # Person2: $200 - $90 = $110
+    # Unit total: $220
+    # $220 - $30 = $190
+    # $190 * 0.67 = $127.30
+    in_tanf_countable_income_for_eligibility: [127.3, 127.3, 127.3]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable ($127.30) < standard of need ($320) → eligible
+
+- name: Continuing eligibility uses FPL threshold
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 1_000
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        is_tanf_enrolled: true
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [589.6, 589.6, 589.6]
+    # $1000 - $90 = $910
+    # $910 - $30 = $880
+    # $880 * 0.67 = $589.60
+    in_tanf_countable_income_for_eligibility: [589.6, 589.6, 589.6]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable ($589.60) < 100% FPL for 3 (~$1,988/mo) → eligible
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.yaml
new file mode 100644
index 00000000000..ea41a289a94
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.yaml
@@ -0,0 +1,94 @@
+- name: Eligible - passes all tests
+  period: 2024-01
+  input:
+    people:
+      person1:
+        is_citizen_or_legal_immigrant: true
+    spm_units:
+      spm_unit:
+        members: [person1]
+        is_demographic_tanf_eligible: true
+        in_tanf_countable_income_eligible: true
+        in_tanf_payment_eligible: true
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_eligible: true
+
+- name: Not eligible - fails countable income test
+  period: 2024-01
+  input:
+    people:
+      person1:
+        is_citizen_or_legal_immigrant: true
+    spm_units:
+      spm_unit:
+        members: [person1]
+        is_demographic_tanf_eligible: true
+        in_tanf_countable_income_eligible: false
+        in_tanf_payment_eligible: true
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_eligible: false
+
+- name: Not eligible - fails benefit income test
+  period: 2024-01
+  input:
+    people:
+      person1:
+        is_citizen_or_legal_immigrant: true
+    spm_units:
+      spm_unit:
+        members: [person1]
+        is_demographic_tanf_eligible: true
+        in_tanf_countable_income_eligible: true
+        in_tanf_payment_eligible: false
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_eligible: false
+
+- name: Not eligible - fails both income tests
+  period: 2024-01
+  input:
+    people:
+      person1:
+        is_citizen_or_legal_immigrant: true
+    spm_units:
+      spm_unit:
+        members: [person1]
+        is_demographic_tanf_eligible: true
+        in_tanf_countable_income_eligible: false
+        in_tanf_payment_eligible: false
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_eligible: false
+
+- name: Not eligible - not a citizen or legal immigrant
+  period: 2024-01
+  input:
+    people:
+      person1:
+        is_citizen_or_legal_immigrant: false
+    spm_units:
+      spm_unit:
+        members: [person1]
+        is_demographic_tanf_eligible: true
+        in_tanf_countable_income_eligible: true
+        in_tanf_payment_eligible: true
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_eligible: false
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.yaml
new file mode 100644
index 00000000000..175b4cc3fee
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.yaml
@@ -0,0 +1,74 @@
+# Tests for in_tanf_income_eligible
+# Combines countable income and benefit income tests
+
+- name: Passes both income tests
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        in_tanf_countable_income_eligible: true
+        in_tanf_payment_eligible: true
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_income_eligible: true
+
+- name: Fails countable income test only
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        in_tanf_countable_income_eligible: false
+        in_tanf_payment_eligible: true
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_income_eligible: false
+
+- name: Fails benefit income test only
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        in_tanf_countable_income_eligible: true
+        in_tanf_payment_eligible: false
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_income_eligible: false
+
+- name: Fails both income tests
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        in_tanf_countable_income_eligible: false
+        in_tanf_payment_eligible: false
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_income_eligible: false
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.yaml
new file mode 100644
index 00000000000..939290a0d4f
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.yaml
@@ -0,0 +1,63 @@
+# Tests for in_tanf_payment_eligible
+# Uses payment disregards: 75% earned income (only 25% counts)
+# Compares to payment standard
+
+- name: Family of 3 with zero countable income - eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    in_tanf_countable_income_for_payment: 0
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: true
+    # Countable income ($0) < standard of need ($320) → eligible
+
+- name: Family of 3 with income below standard of need - eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    in_tanf_countable_income_for_payment: 300
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: true
+    # Countable income ($300) < standard of need ($320) → eligible
+
+- name: Family of 3 with income at standard of need - not eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    in_tanf_countable_income_for_payment: 320
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: false
+    # Countable income ($320) >= standard of need ($320) → not eligible
+
+- name: Family of 3 with income above standard of need - not eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    in_tanf_countable_income_for_payment: 400
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: false
+    # Countable income ($400) > standard of need ($320) → not eligible
+
+- name: Family of 1 below standard of need - eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 1
+    in_tanf_countable_income_for_payment: 150
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: true
+    # Countable income ($150) < standard of need ($155) → eligible
+
+- name: Family of 2 below standard of need - eligible
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    in_tanf_countable_income_for_payment: 250
+    state_code: IN
+  output:
+    in_tanf_payment_eligible: true
+    # Countable income ($250) < standard of need ($255) → eligible
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/in_tanf.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/in_tanf.yaml
new file mode 100644
index 00000000000..49adcce45bd
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/in_tanf.yaml
@@ -0,0 +1,64 @@
+- name: Family of 3 with no income receives maximum benefit
+  period: 2024-01
+  input:
+    in_tanf_eligible: true
+    in_tanf_payment_standard: 513
+    in_tanf_countable_income_for_payment: 0
+    state_code: IN
+  output:
+    in_tanf: 513
+    # Max benefit ($513) - countable income ($0) = $513
+
+- name: Family of 3 with countable income receives reduced benefit
+  period: 2024-01
+  input:
+    in_tanf_eligible: true
+    in_tanf_payment_standard: 513
+    in_tanf_countable_income_for_payment: 200
+    state_code: IN
+  output:
+    in_tanf: 313
+    # Max benefit ($513) - countable income ($200) = $313
+
+- name: Family of 2 with partial income
+  period: 2024-01
+  input:
+    in_tanf_eligible: true
+    in_tanf_payment_standard: 409
+    in_tanf_countable_income_for_payment: 100
+    state_code: IN
+  output:
+    in_tanf: 309
+    # Max benefit ($409) - countable income ($100) = $309
+
+- name: Ineligible family receives no benefit
+  period: 2024-01
+  input:
+    in_tanf_eligible: false
+    in_tanf_payment_standard: 513
+    in_tanf_countable_income_for_payment: 100
+    state_code: IN
+  output:
+    in_tanf: 0
+
+- name: Family with countable income equal to payment standard
+  period: 2024-01
+  input:
+    in_tanf_eligible: true
+    in_tanf_payment_standard: 513
+    in_tanf_countable_income_for_payment: 513
+    state_code: IN
+  output:
+    in_tanf: 0
+    # Max benefit ($513) - countable income ($513) = $0
+
+- name: Family with countable income exceeding payment standard
+  period: 2024-01
+  input:
+    in_tanf_eligible: true
+    in_tanf_payment_standard: 513
+    in_tanf_countable_income_for_payment: 600
+    state_code: IN
+  output:
+    in_tanf: 0
+    # max(513 - 600, 0) = 0
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.yaml
new file mode 100644
index 00000000000..a900b37d635
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.yaml
@@ -0,0 +1,83 @@
+- name: No earned income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 0
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income: 0
+
+- name: Earned income with 75% disregard - $400 monthly
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 400
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income: 100
+    # 75% disregard: Only count 25% of $400 = $100
+
+- name: Earned income with 75% disregard - $1000 monthly
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 1_000
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income: 250
+    # 75% disregard: Only count 25% of $1,000 = $250
+
+- name: Earned income with 75% disregard - $500 monthly
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 500
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income: 125
+    # 75% disregard: Only count 25% of $500 = $125
+
+- name: Low earned income - $200 monthly
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 200
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income: 50
+    # 75% disregard: Only count 25% of $200 = $50
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.yaml
new file mode 100644
index 00000000000..df24ab0de97
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.yaml
@@ -0,0 +1,112 @@
+# Tests for in_tanf_countable_earned_income_for_eligibility
+# Applies: $90/earner (per person), then $30 + 1/3 per unit
+
+- name: Family of 3 with 1 earner - gets $90 work expense disregard
+  period: 2024-01
+  input:
+    people:
+      parent1:
+        tanf_gross_earned_income: 400
+      parent2:
+        tanf_gross_earned_income: 0
+      child:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [parent1, parent2, child]
+    households:
+      household:
+        members: [parent1, parent2, child]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [187.6, 187.6, 187.6]
+    # 1 earner: $400 - $90 = $310
+    # Unit total: $310
+    # $310 - $30 = $280
+    # $280 * 0.67 = $187.60
+
+- name: Family of 3 with 2 earners - each gets $90 (total $180 disregard)
+  period: 2024-01
+  input:
+    people:
+      parent1:
+        tanf_gross_earned_income: 200
+      parent2:
+        tanf_gross_earned_income: 200
+      child:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [parent1, parent2, child]
+    households:
+      household:
+        members: [parent1, parent2, child]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [127.3, 127.3, 127.3]
+    # Parent1: $200 - $90 = $110
+    # Parent2: $200 - $90 = $110
+    # Unit total: $220 (vs $310 if only 1 earner had $400)
+    # $220 - $30 = $190
+    # $190 * 0.67 = $127.30
+    # Key: 2 earners = $180 disregard, 1 earner = $90 disregard
+
+- name: Single earner with low income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 300
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [120.6, 120.6]
+    # $300 - $90 = $210
+    # $210 - $30 = $180
+    # $180 * 0.67 = $120.60
+
+- name: Earner below work expense disregard
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 50
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [0, 0]
+    # $50 - $90 = max(0, -40) = $0
+    # $0 - $30 = max(0, -30) = $0
+    # $0 * 0.67 = $0
+
+- name: Zero income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 0
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    in_tanf_countable_earned_income_for_eligibility: [0, 0]
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.yaml
new file mode 100644
index 00000000000..a90f50df112
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.yaml
@@ -0,0 +1,71 @@
+- name: No income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 0
+        tanf_gross_unearned_income: 0
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_income_for_payment: 0
+
+- name: Earned income only
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 400
+        tanf_gross_unearned_income: 0
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_income_for_payment: 100
+    # $400 × 0.25 = $100 (75% disregard)
+
+- name: Unearned income only
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 0
+        tanf_gross_unearned_income: 300
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_income_for_payment: 300
+    # Unearned income has no disregard
+
+- name: Mixed earned and unearned income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        tanf_gross_earned_income: 500
+        tanf_gross_unearned_income: 200
+    spm_units:
+      spm_unit:
+        members: [person1]
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    in_tanf_countable_income_for_payment: 325
+    # $500 × 0.25 = $125 (earned with 75% disregard)
+    # $125 + $200 (unearned) = $325
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/integration.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/integration.yaml
new file mode 100644
index 00000000000..fa34c564035
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/integration.yaml
@@ -0,0 +1,249 @@
+# Indiana TANF Integration Tests
+# Tests the full benefit calculation pipeline
+
+- name: Case 1 - Single parent with no income receives maximum benefit
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 0
+        tanf_gross_unearned_income: 0
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        spm_unit_cash_assets: 500
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    spm_unit_size: [3, 3, 3]
+    in_tanf_countable_earned_income_for_eligibility: [0, 0, 0]
+    in_tanf_countable_income_for_eligibility: [0, 0, 0]
+    in_tanf_countable_earned_income: [0, 0, 0]
+    in_tanf_countable_income_for_payment: [0, 0, 0]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable income ($0) < standard of need ($320) → eligible
+    in_tanf_payment_eligible: [true, true, true]
+    # Countable income ($0) < standard of need ($320) → eligible
+    in_tanf_payment_standard: [320, 320, 320]
+    # Family of 3 → $320
+    in_tanf_eligible: [true, true, true]
+    in_tanf: [320, 320, 320]
+    # Max benefit ($320) - countable income ($0) = $320
+
+- name: Case 2 - Single parent with earned income receives reduced benefit
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 28
+        tanf_gross_earned_income: 200
+      person2:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+        spm_unit_cash_assets: 800
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    spm_unit_size: [2, 2]
+    in_tanf_countable_earned_income_for_eligibility: [53.6, 53.6]
+    # $200 - $90 = $110 → $110 - $30 = $80 → $80 * 0.67 = $53.60
+    in_tanf_countable_income_for_eligibility: [53.6, 53.6]
+    in_tanf_countable_earned_income: [50, 50]
+    # $200 × 0.25 (75% disregard) = $50
+    in_tanf_countable_income_for_payment: [50, 50]
+    in_tanf_countable_income_eligible: [true, true]
+    # Countable for elig ($53.60) < standard of need ($255) → eligible
+    in_tanf_payment_eligible: [true, true]
+    # Countable for benefit ($50) < standard of need ($255) → eligible
+    in_tanf_payment_standard: [255, 255]
+    # Family of 2 → $255
+    in_tanf_eligible: [true, true]
+    in_tanf: [205, 205]
+    # Max benefit ($255) - countable income ($50) = $205
+
+- name: Case 3 - Family with mixed earned and unearned income
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 35
+        tanf_gross_earned_income: 300
+      person2:
+        age: 12
+        tanf_gross_unearned_income: 100
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+        spm_unit_cash_assets: 700
+    households:
+      household:
+        members: [person1, person2]
+        state_code: IN
+  output:
+    spm_unit_size: [2, 2]
+    in_tanf_countable_earned_income_for_eligibility: [120.6, 120.6]
+    # $300 - $90 = $210 → $210 - $30 = $180 → $180 * 0.67 = $120.60
+    in_tanf_countable_income_for_eligibility: [220.6, 220.6]
+    # $120.60 (earned) + $100 (unearned) = $220.60
+    in_tanf_countable_earned_income: [75, 75]
+    # $300 × 0.25 = $75
+    in_tanf_countable_income_for_payment: [175, 175]
+    # $75 (earned) + $100 (unearned) = $175
+    in_tanf_countable_income_eligible: [true, true]
+    # Countable for elig ($220.60) < standard of need ($255) → eligible
+    in_tanf_payment_eligible: [true, true]
+    # Countable for benefit ($175) < standard of need ($255) → eligible
+    in_tanf_payment_standard: [255, 255]
+    in_tanf_eligible: [true, true]
+    in_tanf: [80, 80]
+    # Max benefit ($255) - countable income ($175) = $80
+
+- name: Case 4 - High earner exceeds eligibility threshold
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 32
+        tanf_gross_earned_income: 600
+      person2:
+        age: 7
+      person3:
+        age: 4
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        spm_unit_cash_assets: 900
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    spm_unit_size: [3, 3, 3]
+    in_tanf_countable_earned_income_for_eligibility: [321.6, 321.6, 321.6]
+    # $600 - $90 = $510 → $510 - $30 = $480 → $480 * 0.67 = $321.60
+    in_tanf_countable_income_for_eligibility: [321.6, 321.6, 321.6]
+    in_tanf_countable_earned_income: [150, 150, 150]
+    # $600 × 0.25 = $150
+    in_tanf_countable_income_for_payment: [150, 150, 150]
+    in_tanf_countable_income_eligible: [false, false, false]
+    # Countable for elig ($321.60) >= standard of need ($320) → NOT eligible
+    in_tanf_payment_eligible: [true, true, true]
+    # Countable for benefit ($150) < standard of need ($320) → eligible
+    in_tanf_payment_standard: [320, 320, 320]
+    in_tanf_eligible: [false, false, false]
+    # Failed countable income test
+    in_tanf: [0, 0, 0]
+
+- name: Case 5 - Two parent household with one working
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 300
+      person2:
+        age: 29
+      person3:
+        age: 6
+      person4:
+        age: 3
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4]
+        spm_unit_cash_assets: 1_500
+    households:
+      household:
+        members: [person1, person2, person3, person4]
+        state_code: IN
+  output:
+    spm_unit_size: [4, 4, 4, 4]
+    in_tanf_countable_earned_income_for_eligibility: [120.6, 120.6, 120.6, 120.6]
+    # $300 - $90 = $210 → $210 - $30 = $180 → $180 * 0.67 = $120.60
+    in_tanf_countable_income_for_eligibility: [120.6, 120.6, 120.6, 120.6]
+    in_tanf_countable_earned_income: [75, 75, 75, 75]
+    # $300 × 0.25 = $75
+    in_tanf_countable_income_for_payment: [75, 75, 75, 75]
+    in_tanf_countable_income_eligible: [true, true, true, true]
+    # Countable for elig ($120.60) < standard of need ($385) → eligible
+    in_tanf_payment_eligible: [true, true, true, true]
+    # Countable for benefit ($75) < standard of need ($385) → eligible
+    in_tanf_payment_standard: [385, 385, 385, 385]
+    # Family of 4 → $385
+    in_tanf_eligible: [true, true, true, true]
+    in_tanf: [310, 310, 310, 310]
+    # Max benefit ($385) - countable income ($75) = $310
+
+- name: Case 6 - Two earners both get $90 disregard
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        tanf_gross_earned_income: 200
+      person2:
+        age: 28
+        tanf_gross_earned_income: 200
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        spm_unit_cash_assets: 500
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: IN
+  output:
+    spm_unit_size: [3, 3, 3]
+    in_tanf_countable_earned_income_for_eligibility: [127.3, 127.3, 127.3]
+    # Person1: $200 - $90 = $110
+    # Person2: $200 - $90 = $110
+    # Unit total: $220 - $30 = $190 → $190 * 0.67 = $127.30
+    in_tanf_countable_income_for_eligibility: [127.3, 127.3, 127.3]
+    in_tanf_countable_earned_income: [100, 100, 100]
+    # ($200 + $200) × 0.25 = $100
+    in_tanf_countable_income_for_payment: [100, 100, 100]
+    in_tanf_countable_income_eligible: [true, true, true]
+    # Countable for elig ($127.30) < standard of need ($320) → eligible
+    in_tanf_payment_eligible: [true, true, true]
+    # Countable for benefit ($100) < standard of need ($320) → eligible
+    in_tanf_payment_standard: [320, 320, 320]
+    in_tanf_eligible: [true, true, true]
+    in_tanf: [220, 220, 220]
+    # Max benefit ($320) - countable income ($100) = $220
+
+- name: Case 7 - Single adult with no children (not demographically eligible)
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 25
+    spm_units:
+      spm_unit:
+        members: [person1]
+        spm_unit_cash_assets: 300
+    households:
+      household:
+        members: [person1]
+        state_code: IN
+  output:
+    spm_unit_size: 1
+    in_tanf_countable_income_for_payment: 0
+    in_tanf_countable_income_eligible: true
+    in_tanf_payment_eligible: true
+    in_tanf_payment_standard: 155
+    # Family of 1 → $155
+    in_tanf_eligible: false
+    # Single adult with no children → not demographically eligible
+    in_tanf: 0
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.yaml
new file mode 100644
index 00000000000..3de48c0a003
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.yaml
@@ -0,0 +1,38 @@
+- name: No assets means zero countable resources
+  period: 2024-01
+  input:
+    state_code: IN
+    # SPM unit assets currently returns 0 in baseline
+    spm_unit_assets: 0
+  output:
+    in_tanf_countable_resources: 0
+
+- name: Non-vehicle assets are fully countable
+  period: 2024-01
+  input:
+    state_code: IN
+    spm_unit_assets: 5_000
+    household_vehicles_value: 0  # No vehicle
+  output:
+    in_tanf_countable_resources: 5_000
+    # 5_000 - 0 vehicle exclusion = 5_000
+
+- name: Vehicle exclusion reduces countable resources
+  period: 2024-01
+  input:
+    state_code: IN
+    spm_unit_assets: 25_000  # Includes vehicle value
+    household_vehicles_value: 15_000  # Vehicle worth $15,000
+  output:
+    in_tanf_countable_resources: 10_000
+    # 25_000 - min(15_000, 20_000) = 25_000 - 15_000 = 10_000
+
+- name: Vehicle exclusion capped at limit
+  period: 2024-01
+  input:
+    state_code: IN
+    spm_unit_assets: 30_000  # Includes vehicle value
+    household_vehicles_value: 25_000  # Vehicle worth more than exclusion limit
+  output:
+    in_tanf_countable_resources: 10_000
+    # 30_000 - min(25_000, 20_000) = 30_000 - 20_000 = 10_000
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_resources_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_resources_eligible.yaml
new file mode 100644
index 00000000000..0e5da21a6d4
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/in_tanf_resources_eligible.yaml
@@ -0,0 +1,60 @@
+- name: Resources below application limit passes eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 500  # Below $1_000 limit
+    is_tanf_enrolled: false  # Not enrolled in TANF
+  output:
+    in_tanf_resources_eligible: true
+    # 500 <= 1_000 = true
+
+- name: Resources at application limit passes eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 1_000  # At $1_000 limit
+    is_tanf_enrolled: false  # Not enrolled in TANF
+  output:
+    in_tanf_resources_eligible: true
+    # 1_000 <= 1_000 = true
+
+- name: Resources above application limit fails eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 1_500  # Above $1_000 limit
+    is_tanf_enrolled: false  # Not enrolled in TANF
+  output:
+    in_tanf_resources_eligible: false
+    # 1_500 <= 1_000 = false
+
+- name: Resources below limit while enrolled passes eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 5_000  # Below $10_000 ongoing limit
+    is_tanf_enrolled: true  # Currently enrolled in TANF
+  output:
+    in_tanf_resources_eligible: true
+    # Uses limit_while_receiving parameter: $10_000
+    # 5_000 <= 10_000 = true
+
+- name: Resources above limit while enrolled fails eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 15_000  # Above $10_000 ongoing limit
+    is_tanf_enrolled: true  # Currently enrolled in TANF
+  output:
+    in_tanf_resources_eligible: false
+    # 15_000 <= 10_000 = false
+
+- name: Zero resources always passes eligibility
+  period: 2024-01
+  input:
+    state_code: IN
+    in_tanf_countable_resources: 0
+    is_tanf_enrolled: false
+  output:
+    in_tanf_resources_eligible: true
+    # 0 <= 1_000 = true
diff --git a/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/integration_with_eligibility.yaml b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/integration_with_eligibility.yaml
new file mode 100644
index 00000000000..b7cad040313
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/in/fssa/tanf/resources/integration_with_eligibility.yaml
@@ -0,0 +1,78 @@
+- name: Eligible with low resources and low income
+  period: 2024-01
+  input:
+    people:
+      parent:
+        age: 30
+        is_pregnant: false
+        employment_income:
+          2024: 12_000  # $1_000/month
+      child:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [parent, child]
+        spm_unit_assets: 500  # Below $1_000 limit
+    households:
+      household:
+        members: [parent, child]
+        state_code: IN
+        household_vehicles_value: 0  # No vehicle
+  output:
+    in_tanf_countable_resources: 500  # 500 - 0 vehicle exclusion = 500
+    in_tanf_resources_eligible: true
+    in_tanf_eligible: true
+    # Meets all eligibility criteria
+
+- name: Ineligible due to excess resources despite low income
+  period: 2024-01
+  input:
+    people:
+      parent:
+        age: 30
+        is_pregnant: false
+        employment_income:
+          2024: 12_000  # $1_000/month (low income)
+      child:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [parent, child]
+        spm_unit_assets: 25_000  # Well above limits (includes vehicle)
+    households:
+      household:
+        members: [parent, child]
+        state_code: IN
+        household_vehicles_value: 20_000  # Vehicle at exclusion limit
+  output:
+    in_tanf_countable_resources: 5_000  # 25_000 - min(20_000, 20_000) = 5_000
+    in_tanf_resources_eligible: false  # 5_000 > 1_000 application limit
+    in_tanf_eligible: false  # Fails resources test
+    # Income eligible but resources too high
+
+- name: Enrolled recipient can have higher resources
+  period: 2024-01
+  input:
+    people:
+      parent:
+        age: 30
+        is_pregnant: false
+        employment_income:
+          2024: 12_000
+      child:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [parent, child]
+        spm_unit_assets: 25_000  # Above application limit but below ongoing (includes vehicle)
+        is_tanf_enrolled: true  # Currently enrolled
+    households:
+      household:
+        members: [parent, child]
+        state_code: IN
+        household_vehicles_value: 20_000  # Vehicle at exclusion limit
+  output:
+    in_tanf_countable_resources: 5_000  # 25_000 - min(20_000, 20_000) = 5_000
+    in_tanf_resources_eligible: true  # 5_000 < 10_000 ongoing limit
+    in_tanf_eligible: true
+    # Uses higher limit for enrolled recipients
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.py b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.py
new file mode 100644
index 00000000000..58fe12f038a
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_countable_income_eligible.py
@@ -0,0 +1,31 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_income_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Indiana TANF countable income eligible"
+    definition_period = MONTH
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-1",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-1-1.7",
+    )
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        # Initial: standard of need; Continuing: FPL * rate
+        p = parameters(period).gov.states["in"].fssa.tanf
+        countable = spm_unit(
+            "in_tanf_countable_income_for_eligibility", period
+        )
+        is_enrolled = spm_unit("is_tanf_enrolled", period)
+
+        fpg = spm_unit("tanf_fpg", period)
+        continuing_threshold = fpg * p.eligibility.continuing.fpg_rate
+
+        threshold = where(
+            is_enrolled,
+            continuing_threshold,
+            spm_unit("in_tanf_payment_standard", period),
+        )
+        return countable < threshold
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.py b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.py
new file mode 100644
index 00000000000..e7f793152e6
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_eligible.py
@@ -0,0 +1,36 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Indiana TANF eligible"
+    definition_period = MONTH
+    reference = "https://iar.iga.in.gov/code/2026/470/10.3"  # 470 IAC 10.3
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        # Demographic eligibility - use federal baseline
+        # Per IC 12-14-1-0.5 and 470 IAC 10.3-3
+        demographic_eligible = spm_unit("is_demographic_tanf_eligible", period)
+
+        # Immigration eligibility - must have at least one citizen or qualified noncitizen
+        # Per IC 12-14-1-1
+        person = spm_unit.members
+        immigration_eligible = spm_unit.any(
+            person("is_citizen_or_legal_immigrant", period.this_year)
+        )
+
+        # Income eligibility - state-specific
+        income_eligible = spm_unit("in_tanf_income_eligible", period)
+
+        # Resources eligibility - state-specific
+        # Per 470 IAC 10.3-3-6
+        resources_eligible = spm_unit("in_tanf_resources_eligible", period)
+
+        return (
+            demographic_eligible
+            & immigration_eligible
+            & income_eligible
+            & resources_eligible
+        )
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.py b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.py
new file mode 100644
index 00000000000..34c6590150e
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_income_eligible.py
@@ -0,0 +1,21 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_income_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Indiana TANF income eligible"
+    definition_period = MONTH
+    reference = "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4"  # 470 IAC 10.3-4
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        # Indiana uses two income tests per 470 IAC 10.3-4:
+        # 1. Countable income test (with eligibility disregards)
+        # 2. Payment test (with payment disregards)
+        # Must pass both tests for fiscal eligibility.
+        countable_eligible = spm_unit(
+            "in_tanf_countable_income_eligible", period
+        )
+        payment_eligible = spm_unit("in_tanf_payment_eligible", period)
+        return countable_eligible & payment_eligible
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.py b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.py
new file mode 100644
index 00000000000..273a61a33c5
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_payment_eligible.py
@@ -0,0 +1,18 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_payment_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Indiana TANF payment eligible"
+    definition_period = MONTH
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5",
+    )
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        countable = spm_unit("in_tanf_countable_income_for_payment", period)
+        payment_standard = spm_unit("in_tanf_payment_standard", period)
+        return countable < payment_standard
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_resources_eligible.py b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_resources_eligible.py
new file mode 100644
index 00000000000..bf033a68739
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/eligibility/in_tanf_resources_eligible.py
@@ -0,0 +1,25 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_resources_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Indiana TANF resources eligible"
+    definition_period = MONTH
+    defined_for = StateCode.IN
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-2",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-1-1",
+    )
+
+    def formula(spm_unit, period, parameters):
+        p = parameters(period).gov.states["in"].fssa.tanf.resources.limit
+        countable = spm_unit("in_tanf_countable_resources", period)
+        is_enrolled = spm_unit("is_tanf_enrolled", period)
+
+        limit = where(
+            is_enrolled,
+            p.while_receiving.amount,
+            p.at_application.amount,
+        )
+        return countable <= limit
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf.py b/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf.py
new file mode 100644
index 00000000000..19c08ad8858
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf.py
@@ -0,0 +1,21 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana Temporary Assistance for Needy Families (TANF)"
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5",
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4",
+    )
+    defined_for = "in_tanf_eligible"
+
+    def formula(spm_unit, period, parameters):
+        payment_standard = spm_unit("in_tanf_payment_standard", period)
+        countable_income = spm_unit(
+            "in_tanf_countable_income_for_payment", period
+        )
+        return max_(payment_standard - countable_income, 0)
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf_payment_standard.py b/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf_payment_standard.py
new file mode 100644
index 00000000000..61f745d799d
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/in_tanf_payment_standard.py
@@ -0,0 +1,19 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_payment_standard(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana TANF payment standard"
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-5",
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-3",
+    )
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        p = parameters(period).gov.states["in"].fssa.tanf.standard_of_need
+        capped_size = min_(spm_unit("spm_unit_size", period), p.max_unit_size)
+        return p.amount[capped_size]
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.py b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.py
new file mode 100644
index 00000000000..fd47cc3598c
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income.py
@@ -0,0 +1,20 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_earned_income(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana TANF countable earned income"
+    unit = USD
+    definition_period = MONTH
+    reference = "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4"
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        p = parameters(period).gov.states["in"].fssa.tanf.income.deductions
+        person = spm_unit.members
+        gross_earned = person("tanf_gross_earned_income", period)
+        # 75% disregard per 470 IAC 10.3-4-4(d)(1)
+        return spm_unit.sum(
+            gross_earned * (1 - p.benefit.earned_income_disregard.rate)
+        )
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.py b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.py
new file mode 100644
index 00000000000..d786d580ab7
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_earned_income_for_eligibility.py
@@ -0,0 +1,33 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_earned_income_for_eligibility(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = (
+        "Indiana TANF countable earned income for eligibility determination"
+    )
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-3",
+    )
+    defined_for = StateCode.IN
+
+    def formula(spm_unit, period, parameters):
+        # NOTE: The $30 and 1/3 disregard only applies for the first 4 months
+        # of continuing eligibility. This simplified implementation always
+        # applies the disregard since PolicyEngine cannot track benefit history.
+        p = parameters(period).gov.states["in"].fssa.tanf.income.deductions
+        person = spm_unit.members
+        gross_earned = person("tanf_gross_earned_income", period)
+
+        # $90 per earner, then $30 + 1/3 per unit (470 IAC 10.3-4-4(c))
+        after_work_expense = spm_unit.sum(
+            max_(gross_earned - p.work_expense.amount, 0)
+        )
+        after_flat = max_(
+            after_work_expense - p.eligibility.flat_disregard.amount, 0
+        )
+        return after_flat * (1 - p.eligibility.earned_income_disregard.rate)
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_eligibility.py b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_eligibility.py
new file mode 100644
index 00000000000..6de2b9b6c98
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_eligibility.py
@@ -0,0 +1,19 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_income_for_eligibility(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana TANF countable income for eligibility determination"
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-3",
+    )
+    defined_for = StateCode.IN
+
+    adds = [
+        "in_tanf_countable_earned_income_for_eligibility",
+        "tanf_gross_unearned_income",
+    ]
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.py b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.py
new file mode 100644
index 00000000000..2f7802b35ea
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/income/in_tanf_countable_income_for_payment.py
@@ -0,0 +1,13 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_income_for_payment(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana TANF countable income for payment calculation"
+    unit = USD
+    definition_period = MONTH
+    reference = "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-4"
+    defined_for = StateCode.IN
+
+    adds = ["in_tanf_countable_earned_income", "tanf_gross_unearned_income"]
diff --git a/policyengine_us/variables/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.py b/policyengine_us/variables/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.py
new file mode 100644
index 00000000000..4cf8fb64409
--- /dev/null
+++ b/policyengine_us/variables/gov/states/in/fssa/tanf/resources/in_tanf_countable_resources.py
@@ -0,0 +1,27 @@
+from policyengine_us.model_api import *
+
+
+class in_tanf_countable_resources(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Indiana TANF countable resources"
+    unit = USD
+    definition_period = MONTH
+    defined_for = StateCode.IN
+    reference = (
+        "https://iar.iga.in.gov/code/2026/470/10.3#470-10.3-4-2",
+        "https://iga.in.gov/laws/2025/ic/titles/12/#12-14-2-1",
+    )
+
+    def formula(spm_unit, period, parameters):
+        p = (
+            parameters(period)
+            .gov.states["in"]
+            .fssa.tanf.resources.vehicle_exemption
+        )
+        total_assets = spm_unit("spm_unit_assets", period.this_year)
+        vehicle_value = spm_unit.household(
+            "household_vehicles_value", period.this_year
+        )
+        excluded_vehicle = min_(vehicle_value, p.amount)
+        return max_(total_assets - excluded_vehicle, 0)