diff --git a/changelog_entry.yaml b/changelog_entry.yaml
index e69de29bb2d..f8f61c000cc 100644
--- a/changelog_entry.yaml
+++ b/changelog_entry.yaml
@@ -0,0 +1,4 @@
+- bump: minor
+  changes:
+    added:
+      - Add Florida Temporary Cash Assistance (TCA) program.
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/first_amount.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/first_amount.yaml
new file mode 100644
index 00000000000..2aca8a1ebc9
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/first_amount.yaml
@@ -0,0 +1,12 @@
+description: Florida excludes this amount from gross earned income as the first part of the earned income disregard under the Temporary Cash Assistance program.
+
+values:
+  1996-01-01: 200
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Florida TCA earned income disregard first amount
+  reference:
+    - title: Florida Statutes 414.095(11) - Earned Income Disregard
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/remaining_rate.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/remaining_rate.yaml
new file mode 100644
index 00000000000..17caebb4102
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/remaining_rate.yaml
@@ -0,0 +1,12 @@
+description: Florida excludes this share of remaining earned income after the first amount disregard under the Temporary Cash Assistance program.
+
+values:
+  1996-01-01: 0.5
+
+metadata:
+  unit: /1
+  period: month
+  label: Florida TCA earned income disregard remaining rate
+  reference:
+    - title: Florida Statutes 414.095(11) - Earned Income Disregard
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/standard_disregard.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/standard_disregard.yaml
new file mode 100644
index 00000000000..87b3ffafe70
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/disregard/standard_disregard.yaml
@@ -0,0 +1,12 @@
+description: Florida deducts this standard amount from gross earned income before applying the $200 and 1/2 disregard under the Temporary Cash Assistance program net income test.
+
+values:
+  1996-01-01: 90
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Florida TCA standard earned income disregard
+  reference:
+    - title: Florida DCF Policy Manual 2620.0111.01 - Income Test and Benefit Determination
+      href: https://www.myflfamilies.com/sites/default/files/2023-02/2600.pdf#page=21
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/gross_test/gross_income_limit_rate.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/gross_test/gross_income_limit_rate.yaml
new file mode 100644
index 00000000000..f2123603780
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/income/gross_test/gross_income_limit_rate.yaml
@@ -0,0 +1,14 @@
+description: Florida limits gross income to this share of the federal poverty level under the Temporary Cash Assistance program.
+
+values:
+  1996-01-01: 1.85
+
+metadata:
+  unit: /1
+  period: month
+  label: Florida TCA gross income limit rate
+  reference:
+    - title: FAC 65A-4.220 - Amount and Duration of Cash Payment
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220
+    - title: Florida Statutes 414.095 - Eligibility for Temporary Cash Assistance
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/max_family_size.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/max_family_size.yaml
new file mode 100644
index 00000000000..1db0dfd745b
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/max_family_size.yaml
@@ -0,0 +1,12 @@
+description: Florida caps family size at this number for the payment standard table under the Temporary Cash Assistance program.
+
+metadata:
+  unit: person
+  period: year
+  label: Florida TCA maximum family size
+  reference:
+    - title: Florida Statutes 414.095(10) - Payment Standards
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
+
+values:
+  1996-01-01: 13
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/high_shelter.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/high_shelter.yaml
new file mode 100644
index 00000000000..5b150a20916
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/high_shelter.yaml
@@ -0,0 +1,40 @@
+description: Florida provides this amount as the payment standard for households with shelter obligation exceeding fifty dollars under the Temporary Cash Assistance program.
+
+metadata:
+  unit: currency-USD
+  period: month
+  breakdown:
+    - range(0, 20)
+  label: Florida TCA high shelter payment standard
+  reference:
+    - title: Florida Statutes 414.095(10) - Payment Standards
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
+    - title: FAC 65A-4.220 - Amount and Duration of Cash Payment
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220
+
+1:
+  1992-01-01: 180
+2:
+  1992-01-01: 241
+3:
+  1992-01-01: 303
+4:
+  1992-01-01: 364
+5:
+  1992-01-01: 426
+6:
+  1992-01-01: 487
+7:
+  1992-01-01: 549
+8:
+  1992-01-01: 610
+9:
+  1992-01-01: 671
+10:
+  1992-01-01: 733
+11:
+  1992-01-01: 795
+12:
+  1992-01-01: 857
+13:
+  1992-01-01: 919
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/low_shelter.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/low_shelter.yaml
new file mode 100644
index 00000000000..9c21f451aa8
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/low_shelter.yaml
@@ -0,0 +1,40 @@
+description: Florida provides this amount as the payment standard for households with shelter obligation between one and fifty dollars under the Temporary Cash Assistance program.
+
+metadata:
+  unit: currency-USD
+  period: month
+  breakdown:
+    - range(0, 20)
+  label: Florida TCA low shelter payment standard
+  reference:
+    - title: Florida Statutes 414.095(10) - Payment Standards
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
+    - title: FAC 65A-4.220 - Amount and Duration of Cash Payment
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220
+
+1:
+  1992-01-01: 153
+2:
+  1992-01-01: 205
+3:
+  1992-01-01: 258
+4:
+  1992-01-01: 309
+5:
+  1992-01-01: 362
+6:
+  1992-01-01: 414
+7:
+  1992-01-01: 467
+8:
+  1992-01-01: 519
+9:
+  1992-01-01: 570
+10:
+  1992-01-01: 623
+11:
+  1992-01-01: 676
+12:
+  1992-01-01: 728
+13:
+  1992-01-01: 781
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/zero_shelter.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/zero_shelter.yaml
new file mode 100644
index 00000000000..303cd1c089b
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/payment_standard/zero_shelter.yaml
@@ -0,0 +1,40 @@
+description: Florida provides this amount as the payment standard for households with zero shelter obligation under the Temporary Cash Assistance program.
+
+metadata:
+  unit: currency-USD
+  period: month
+  breakdown:
+    - range(0, 20)
+  label: Florida TCA zero shelter payment standard
+  reference:
+    - title: Florida Statutes 414.095(10) - Payment Standards
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
+    - title: FAC 65A-4.220 - Amount and Duration of Cash Payment
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220
+
+1:
+  1996-01-01: 95
+2:
+  1996-01-01: 158
+3:
+  1996-01-01: 198
+4:
+  1996-01-01: 254
+5:
+  1996-01-01: 289
+6:
+  1996-01-01: 346
+7:
+  1996-01-01: 392
+8:
+  1996-01-01: 438
+9:
+  1996-01-01: 485
+10:
+  1996-01-01: 534
+11:
+  1996-01-01: 582
+12:
+  1996-01-01: 630
+13:
+  1996-01-01: 678
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/resources/asset_limit.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/resources/asset_limit.yaml
new file mode 100644
index 00000000000..d718164bd6b
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/resources/asset_limit.yaml
@@ -0,0 +1,14 @@
+description: Florida limits countable assets to this amount under the Temporary Cash Assistance program.
+
+values:
+  1996-01-01: 2_000
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Florida TCA asset limit
+  reference:
+    - title: FAC 65A-1.716 - Income and Resource Criteria
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-1-716
+    - title: Florida DCF Temporary Cash Assistance
+      href: https://www.myflfamilies.com/services/public-assistance/temporary-cash-assistance
diff --git a/policyengine_us/parameters/gov/states/fl/dcf/tanf/shelter_cost_threshold.yaml b/policyengine_us/parameters/gov/states/fl/dcf/tanf/shelter_cost_threshold.yaml
new file mode 100644
index 00000000000..dd6db6b1267
--- /dev/null
+++ b/policyengine_us/parameters/gov/states/fl/dcf/tanf/shelter_cost_threshold.yaml
@@ -0,0 +1,14 @@
+description: Florida uses this amount as the threshold between payment standard tiers based on monthly shelter obligation under the Temporary Cash Assistance program.
+
+values:
+  1992-01-01: 50
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Florida TCA shelter cost threshold
+  reference:
+    - title: Florida Statutes 414.095(10) - Payment Standards
+      href: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html
+    - title: FAC 65A-4.220 - Amount and Duration of Cash Payment
+      href: https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca.yaml
new file mode 100644
index 00000000000..6bea0d4964e
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca.yaml
@@ -0,0 +1,142 @@
+# Tests Florida TCA final benefit amount
+# Formula: Benefit = max(Payment Standard - Net Countable Income, 0)
+# Source: Florida Statutes 414.095(12), FAC 65A-4.220
+#
+# NOTE: Basic scenarios (zero income, earned income, shelter tiers, eligibility)
+# are covered in integration.yaml. This file tests edge cases of the benefit formula.
+
+- name: Case 1, benefit of $11.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_760  # $230/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca: 11
+    # Payment standard: $241
+    # Countable income: $230
+    # Benefit: 241 - 230 = $11
+
+- name: Case 2, benefit of $1.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_880  # $240/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca: 1
+    # Payment standard: $241
+    # Countable income: $240
+    # Benefit: 241 - 240 = $1
+
+- name: Case 3, maximum family size 13 full benefit.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 35
+        rent: 12_000
+      person2:
+        age: 33
+      person3:
+        age: 17
+      person4:
+        age: 15
+      person5:
+        age: 13
+      person6:
+        age: 11
+      person7:
+        age: 9
+      person8:
+        age: 7
+      person9:
+        age: 5
+      person10:
+        age: 4
+      person11:
+        age: 3
+      person12:
+        age: 2
+      person13:
+        age: 1
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4, person5, person6, person7, person8, person9, person10, person11, person12, person13]
+    households:
+      household:
+        members: [person1, person2, person3, person4, person5, person6, person7, person8, person9, person10, person11, person12, person13]
+        state_code: FL
+  output:
+    fl_tca: 919
+    # Payment standard: $919 (size 13, >$50 shelter)
+    # Countable income: $0
+    # Benefit: $919
+
+- name: Case 4, income results in exactly zero benefit.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_892  # $241/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca: 0
+    # Payment standard: $241
+    # Countable income: $241
+    # Benefit: 241 - 241 = $0
+
+- name: Case 5, income exceeds payment standard negative clip.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 3_600  # $300/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca: 0
+    # Payment standard: $241
+    # Countable income: $300
+    # Calculated benefit: max(241 - 300, 0) = 0
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_countable_earned_income.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_countable_earned_income.yaml
new file mode 100644
index 00000000000..d98d427e36b
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_countable_earned_income.yaml
@@ -0,0 +1,229 @@
+# Tests Florida TCA earned income disregard
+# Formula: Countable = max(max(Gross - $90, 0) - $200, 0) * 0.5
+# Per DCF 2620.0111.01: Step 2 subtract $90, Step 3 subtract $200 and 1/2 of remainder
+# Source: Florida Statutes 414.095(11), DCF Policy Manual 2620.0111.01
+
+- name: Case 1, zero earned income.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 0
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $0 earned → $0 countable
+
+- name: Case 2, earned income at $200 (below $290 threshold).
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 2_400  # $200/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $200/month: max(max(200-90,0)-200,0)*0.5 = max(110-200,0)*0.5 = 0
+
+- name: Case 3, earned income $500.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 6_000  # $500/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 105
+    # $500: After $90 = 410, after $200 = 210, * 0.5 = $105
+
+- name: Case 4, earned income $1000.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 12_000  # $1,000/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 355
+    # $1000: After $90 = 910, after $200 = 710, * 0.5 = $355
+
+- name: Case 5, earned income $100 (below $90 disregard).
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 1_200  # $100/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $100: After $90 = 10, after $200 = 0, * 0.5 = $0
+
+- name: Case 6, multiple earners $800 combined.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 6_000  # $500/month
+      person2:
+        employment_income_before_lsr: 3_600  # $300/month
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 255
+    # Combined: $800, after $90 = 710, after $200 = 510, * 0.5 = $255
+
+# ============================================================
+# Edge Cases
+# ============================================================
+
+- name: Case 7, earned income at $290 threshold.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 3_480  # $290/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $290: After $90 = 200, after $200 = 0, * 0.5 = $0
+    # Tests: exact threshold ($90 + $200 = $290)
+
+- name: Case 8, earned income $291 (one dollar above threshold).
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 3_492  # $291/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0.5
+    # $291: After $90 = 201, after $200 = 1, * 0.5 = $0.50
+
+- name: Case 9, very high earned income $5000.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 60_000  # $5,000/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 2_355
+    # $5000: After $90 = 4910, after $200 = 4710, * 0.5 = $2,355
+
+- name: Case 10, multiple earners $550 combined.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 6_000  # $500/month
+      person2:
+        employment_income_before_lsr: 600  # $50/month
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 130
+    # Combined: $550, after $90 = 460, after $200 = 260, * 0.5 = $130
+
+- name: Case 11, earned income exactly at $90.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 1_080  # $90/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $90: After $90 = 0, after $200 = 0, * 0.5 = $0
+
+- name: Case 12, earned income $400.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 4_800  # $400/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 55
+    # $400: After $90 = 310, after $200 = 110, * 0.5 = $55
+
+- name: Case 13, earned income $300.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 3_600  # $300/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 5
+    # $300: After $90 = 210, after $200 = 10, * 0.5 = $5
+
+- name: Case 14, earned income $89 (one dollar below $90 disregard).
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 1_068  # $89/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $89: After $90 = max(89-90, 0) = 0
+
+- name: Case 15, earned income $91 (one dollar above $90 disregard).
+  period: 2024-01
+  input:
+    people:
+      person1:
+        employment_income_before_lsr: 1_092  # $91/month
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # $91: After $90 = 1, after $200 = max(1-200, 0) = 0
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_eligible.yaml
new file mode 100644
index 00000000000..9e8770f4316
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_eligible.yaml
@@ -0,0 +1,159 @@
+# Tests Florida TCA overall eligibility
+# Eligible if: Gross income test AND Net income test pass
+# Source: Florida Statutes 414.095, FAC 65A-4.220
+
+- name: Case 1, zero income fully eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 12_000  # $1,000/month
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: true
+    # Gross test: 0 < 185% FPL -> Pass
+    # Net test: 0 < $241 payment standard -> Pass
+
+- name: Case 2, passes gross but fails net test.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 12_000  # $1,000/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: false
+    # Gross test: $1,000 < 185% FPL ($3,151) -> Pass
+    # Net test: max(max(1000-90,0)-200,0)*0.5 = 355 > $241 -> Fail
+    # Must pass BOTH tests
+
+- name: Case 3, fails gross income test.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 48_000  # $4,000/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: false
+    # Gross test: $4,000 > 185% FPL ($3,151) -> Fail
+
+- name: Case 4, parent with one child eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: true
+    # Has dependent child (required for TANF)
+    # Gross test: 0 < 185% FPL ($3,151) -> Pass
+    # Net test: 0 < $241 payment standard -> Pass
+
+- name: Case 5, moderate income eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 6_000  # $500/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: true
+    # Gross test: $500 < 185% FPL -> Pass
+    # Net test: max(max(500-90,0)-200,0)*0.5 = 105 < $241 -> Pass
+
+- name: Case 6, larger family with higher thresholds.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 12_000  # $1,000/month
+        rent: 12_000
+      person2:
+        age: 10
+      person3:
+        age: 8
+      person4:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4]
+    households:
+      household:
+        members: [person1, person2, person3, person4]
+        state_code: FL
+  output:
+    fl_tca_eligible: true
+    # Size 4, >$50 shelter payment standard: $364
+    # Countable income: max(max(1000-90,0)-200,0)*0.5 = 355
+    # Net test: 355 < $364 -> Pass
+
+- name: Case 7, adult-only household ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 12_000
+      person2:
+        age: 28
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_eligible: false
+    # No dependent child -> demographic ineligible
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_gross_income_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_gross_income_eligible.yaml
new file mode 100644
index 00000000000..87da08a6dc8
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_gross_income_eligible.yaml
@@ -0,0 +1,81 @@
+# Tests Florida TCA gross income test (185% of FPL)
+# Formula: Total Gross Income (earned + unearned) < 185% FPL
+# Per DCF 2620.0109.01: NO disregards applied in gross test
+# Source: FAC 65A-4.220, DCF Policy Manual 2620.0109.01
+
+# 2024: 185% FPL for 2 people = $20,440 * 1.85 / 12 = $3,151.17/month
+
+- name: Case 1, zero income eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_gross_income_eligible: true
+
+- name: Case 2, one dollar below threshold eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 37_800  # ~$3,150/month
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_gross_income_eligible: true
+
+- name: Case 3, at threshold ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 37_814  # ~$3,151.17/month
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_gross_income_eligible: false
+
+- name: Case 4, one dollar above threshold ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 37_826  # ~$3,152/month
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_gross_income_eligible: false
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_net_income_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_net_income_eligible.yaml
new file mode 100644
index 00000000000..0981301af24
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_net_income_eligible.yaml
@@ -0,0 +1,84 @@
+# Tests Florida TCA net income test (payment standard test)
+# Net countable income must be less than payment standard
+# Source: Florida Statutes 414.095(12), FAC 65A-4.220
+
+# Payment standard for size 2, >$50 shelter: $241
+
+- name: Case 1, zero income eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_net_income_eligible: true
+
+- name: Case 2, one dollar below threshold eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_880  # $240/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_net_income_eligible: true
+
+- name: Case 3, at threshold ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_892  # $241/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_net_income_eligible: false
+
+- name: Case 4, one dollar above threshold ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_904  # $242/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_net_income_eligible: false
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_payment_standard.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_payment_standard.yaml
new file mode 100644
index 00000000000..795a4cd6031
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_payment_standard.yaml
@@ -0,0 +1,103 @@
+# Tests Florida TCA payment standard based on shelter tier and family size
+# Three shelter tiers: $0, $1-$50, >$50
+# Source: Florida Statutes 414.095(10), FAC 65A-4.220
+
+- name: Case 1, size 1 zero shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 1
+    housing_cost: 0
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 95
+
+- name: Case 2, size 1 low shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 1
+    housing_cost: 300  # $25/month
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 153
+
+- name: Case 3, size 1 high shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 1
+    housing_cost: 12_000
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 180
+
+- name: Case 4, size 2 zero shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    housing_cost: 0
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 158
+
+- name: Case 5, size 2 low shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    housing_cost: 600  # $50/month (boundary)
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 205
+
+- name: Case 6, size 2 high shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    housing_cost: 612  # $51/month (just above boundary)
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 241
+
+- name: Case 7, size 3 zero shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    housing_cost: 0
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 198
+
+- name: Case 8, size 3 low shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    housing_cost: 300
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 258
+
+- name: Case 9, size 3 high shelter.
+  period: 2024-01
+  input:
+    spm_unit_size: 3
+    housing_cost: 12_000
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 303
+
+- name: Case 10, size 14 caps at size 13.
+  period: 2024-01
+  input:
+    spm_unit_size: 14
+    housing_cost: 12_000
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 919
+
+- name: Case 11, shelter cost $1 (minimum low tier).
+  period: 2024-01
+  input:
+    spm_unit_size: 2
+    housing_cost: 12  # $1/month
+    state_code: FL
+  output:
+    fl_tca_payment_standard: 205
+    # $1 shelter is in $1-$50 tier, not zero tier
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_resources_eligible.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_resources_eligible.yaml
new file mode 100644
index 00000000000..4a3addf94ed
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_resources_eligible.yaml
@@ -0,0 +1,71 @@
+# Tests Florida TCA resource eligibility
+# Asset limit: $2,000 in countable resources
+# Source: FAC 65A-1.716, Florida DCF TCA Page
+
+- name: Case 1, zero assets eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        spm_unit_assets: 0
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_resources_eligible: true
+
+- name: Case 2, one dollar below limit eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        spm_unit_assets: 1_999
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_resources_eligible: true
+
+- name: Case 3, at limit eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        spm_unit_assets: 2_000
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_resources_eligible: true
+
+- name: Case 4, one dollar above limit ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+    spm_units:
+      spm_unit:
+        members: [person1]
+        spm_unit_assets: 2_001
+    households:
+      household:
+        members: [person1]
+        state_code: FL
+  output:
+    fl_tca_resources_eligible: false
diff --git a/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/integration.yaml b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/integration.yaml
new file mode 100644
index 00000000000..59db65f7eed
--- /dev/null
+++ b/policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/integration.yaml
@@ -0,0 +1,590 @@
+# Florida TCA Integration Tests
+# Comprehensive end-to-end tests for Temporary Cash Assistance program
+# Sources: Florida Statutes 414.095, FAC 65A-4
+
+# 2024 FPL values (Contiguous US):
+# 1 person: $15,060/year = $1,255/month; 185% = $2,321.75/month
+# 2 people: $20,440/year; 185% = $3,151.17/month
+# 3 people: $25,820/year; 185% = $3,980.58/month
+
+# Payment Standard Table (>$50 shelter tier):
+# Size 2: $241, Size 3: $303, Size 4: $364
+
+- name: Case 1, single parent with one child, zero income, full benefit.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 0
+        rent: 12_000  # $1,000/month (>$50 shelter tier)
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    # Income calculations
+    fl_tca_countable_earned_income: 0
+    # No earned income
+    fl_tca_countable_income: 0
+    # Total: 0 + 0 = 0
+
+    # Eligibility tests
+    fl_tca_gross_income_eligible: true
+    # Adjusted gross: 0 < 185% FPL ($3,151) -> Pass
+    fl_tca_net_income_eligible: true
+    # Countable: 0 < payment standard ($241) -> Pass
+    fl_tca_eligible: true
+
+    # Benefit calculation
+    fl_tca_payment_standard: 241
+    # Size 2, >$50 shelter
+    fl_tca: 241
+    # Benefit: 241 - 0 = $241
+
+- name: Case 2, single parent with earnings and child.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 6_000  # $500/month
+        rent: 12_000
+      person2:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    # Income calculations
+    fl_tca_countable_earned_income: 105
+    # Earned: $500/month
+    # After $90: 410, after $200: 210, * 0.5 = 105
+    fl_tca_countable_income: 105
+    # 105 + 0 = 105
+
+    # Eligibility tests
+    fl_tca_gross_income_eligible: true
+    # Gross: $500 < $3,151 -> Pass
+    fl_tca_net_income_eligible: true
+    # Countable: 105 < 241 -> Pass
+    fl_tca_eligible: true
+
+    # Benefit calculation
+    fl_tca_payment_standard: 241
+    fl_tca: 136
+    # Benefit: 241 - 105 = $136
+
+- name: Case 3, family of 3 with zero shelter obligation.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 0  # Zero shelter tier
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 198
+    # Size 3, $0 shelter tier -> $198
+    fl_tca: 198
+
+- name: Case 4, family of 3 with $25 shelter obligation.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 300  # $25/month ($1-$50 shelter tier)
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 258
+    # Size 3, $1-$50 shelter tier -> $258
+    fl_tca: 258
+
+- name: Case 5, family of 3 with $100 shelter obligation.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 1_200  # $100/month (>$50 shelter tier)
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 303
+    # Size 3, >$50 shelter tier -> $303
+    fl_tca: 303
+
+- name: Case 6, income exceeds net income limit but passes gross test.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 12_000  # $1,000/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    # Income calculations
+    fl_tca_countable_earned_income: 355
+    # After $90: 910, after $200: 710, * 0.5 = 355
+    fl_tca_countable_income: 355
+
+    # Eligibility tests
+    fl_tca_gross_income_eligible: true
+    # Gross: $1,000 < $3,151 -> Pass
+    fl_tca_net_income_eligible: false
+    # 355 > $241 -> Fail
+    fl_tca_eligible: false
+    # Failed net test
+
+    # Benefit
+    fl_tca_payment_standard: 241
+    fl_tca: 0
+    # Ineligible -> $0
+
+- name: Case 7, income exceeds gross income limit.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 48_000  # $4,000/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 1_855
+    # After $90: 3910, after $200: 3710, * 0.5 = 1,855
+    fl_tca_countable_income: 1_855
+    fl_tca_gross_income_eligible: false
+    # Gross: $4,000 > $3,151 -> Fail
+    fl_tca_net_income_eligible: false
+    # 1,855 > $241 -> Also fails
+    fl_tca_eligible: false
+    fl_tca: 0
+
+- name: Case 8, small benefit with unearned income.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_820  # $235/month annual  # Unearned income
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    fl_tca_countable_income: 235
+    fl_tca_gross_income_eligible: true
+    # 235 < $3,151 -> Pass
+    fl_tca_net_income_eligible: true
+    # 235 < $241 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    fl_tca: 6
+    # Benefit: 241 - 235 = $6
+
+- name: Case 9, two parents with two children eligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 35
+        employment_income_before_lsr: 3_600  # $300/month
+        rent: 12_000
+      person2:
+        age: 32
+      person3:
+        age: 10
+      person4:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4]
+    households:
+      household:
+        members: [person1, person2, person3, person4]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 5
+    # After $90: 210, after $200: 10, * 0.5 = 5
+    fl_tca_countable_income: 5
+    fl_tca_gross_income_eligible: true
+    # Gross: $300 < 185% FPL for 4 ($4,810) -> Pass
+    fl_tca_net_income_eligible: true
+    # 5 < $364 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 364
+    # Size 4, >$50 shelter
+    fl_tca: 359
+    # 364 - 5 = $359
+
+- name: Case 10, mixed income sources.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 4_800  # $400/month
+        social_security: 2_400  # $200/month annual
+        rent: 12_000
+      person2:
+        age: 10
+      person3:
+        age: 8
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 55
+    # After $90: 310, after $200: 110, * 0.5 = 55
+    fl_tca_countable_income: 255
+    # 55 + 200 = 255
+    fl_tca_gross_income_eligible: true
+    # Gross: 400 + 200 = 600 < $3,981 -> Pass
+    fl_tca_net_income_eligible: true
+    # 255 < $303 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 303
+    fl_tca: 48
+    # Benefit: 303 - 255 = $48
+
+- name: Case 11, larger family size 5 zero income.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 35
+        rent: 12_000
+      person2:
+        age: 12
+      person3:
+        age: 10
+      person4:
+        age: 8
+      person5:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4, person5]
+    households:
+      household:
+        members: [person1, person2, person3, person4, person5]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 426
+    # Size 5, >$50 shelter
+    fl_tca: 426
+
+# ============================================================
+# Edge Case Integration Tests
+# ============================================================
+
+- name: Case 12, earned income $200 below $290 threshold.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 2_400  # $200/month exactly
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    # After $90: 110, after $200: 0, * 0.5 = 0
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    # Gross: $200 < $3,151 -> Pass
+    fl_tca_net_income_eligible: true
+    # 0 < 241 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    fl_tca: 241
+    # Full benefit when earned income below $290 threshold
+
+- name: Case 13, shelter cost exactly at $50 boundary.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 600  # $50/month exactly
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 205
+    # $50 shelter is in $1-$50 tier -> $205
+    fl_tca: 205
+
+- name: Case 14, shelter cost $51 crosses to high tier.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 612  # $51/month
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    # $51 shelter is in >$50 tier -> $241
+    fl_tca: 241
+
+- name: Case 15, benefit of $10.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_772  # $231/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    fl_tca_countable_income: 231
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    # 231 < 241 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    fl_tca: 10
+    # Benefit: 241 - 231 = $10
+
+- name: Case 16, benefit of $9.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        social_security: 2_784  # $232/month annual
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 0
+    fl_tca_countable_income: 232
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    fl_tca: 9
+    # Benefit: 241 - 232 = $9
+
+- name: Case 17, multiple earners with varying income.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 35
+        employment_income_before_lsr: 3_600  # $300/month
+        rent: 12_000
+      person2:
+        age: 33
+        employment_income_before_lsr: 2_400  # $200/month
+      person3:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 105
+    # Combined: 300 + 200 = 500
+    # After $90: 410, after $200: 210, * 0.5 = 105
+    fl_tca_countable_income: 105
+    fl_tca_gross_income_eligible: true
+    # Gross: $500 < $3,981 -> Pass
+    fl_tca_net_income_eligible: true
+    # 105 < 303 -> Pass
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 303
+    fl_tca: 198
+    # 303 - 105 = $198
+
+- name: Case 18, assets at limit with income.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 3_600  # $300/month
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+        spm_unit_assets: 2_000  # Exactly at limit
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_earned_income: 5
+    # After $90: 210, after $200: 10, * 0.5 = 5
+    fl_tca_countable_income: 5
+    fl_tca_resources_eligible: true
+    # 2,000 <= 2,000 -> Pass
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: true
+    fl_tca_payment_standard: 241
+    fl_tca: 236
+    # 241 - 5 = $236
+
+- name: Case 19, assets over limit ineligible.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        rent: 12_000
+      person2:
+        age: 10
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+        spm_unit_assets: 2_001  # One dollar over limit
+    households:
+      household:
+        members: [person1, person2]
+        state_code: FL
+  output:
+    fl_tca_countable_income: 0
+    fl_tca_resources_eligible: false
+    # 2,001 > 2,000 -> Fail
+    fl_tca_gross_income_eligible: true
+    fl_tca_net_income_eligible: true
+    fl_tca_eligible: false
+    # Failed resource test
+    fl_tca: 0
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_eligible.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_eligible.py
new file mode 100644
index 00000000000..3b0b0d4d32a
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_eligible.py
@@ -0,0 +1,39 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Florida TCA eligible"
+    definition_period = MONTH
+    reference = (
+        "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html",
+        "https://www.myflfamilies.com/services/public-assistance/temporary-cash-assistance",
+    )
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Use federal demographic eligibility (minor child with deprived parent)
+        demographic_eligible = spm_unit("is_demographic_tanf_eligible", period)
+
+        # Use federal immigration eligibility (at least one citizen or qualified immigrant)
+        immigration_eligible = (
+            add(spm_unit, period, ["is_citizen_or_legal_immigrant"]) > 0
+        )
+
+        # Must pass both income tests
+        gross_income_eligible = spm_unit(
+            "fl_tca_gross_income_eligible", period
+        )
+        net_income_eligible = spm_unit("fl_tca_net_income_eligible", period)
+
+        # Must pass resource test
+        resource_eligible = spm_unit("fl_tca_resources_eligible", period)
+
+        return (
+            demographic_eligible
+            & immigration_eligible
+            & gross_income_eligible
+            & net_income_eligible
+            & resource_eligible
+        )
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_gross_income_eligible.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_gross_income_eligible.py
new file mode 100644
index 00000000000..dc2f6731643
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_gross_income_eligible.py
@@ -0,0 +1,27 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_gross_income_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Florida TCA gross income eligible"
+    definition_period = MONTH
+    reference = (
+        "https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220",
+        "https://www.myflfamilies.com/services/public-assistance/temporary-cash-assistance",
+    )
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Per DCF 2620.0109.01: Gross income test - NO disregards applied
+        # "The standard earned income disregard, 200 and 1/2 which includes
+        # the standard earned income disregard of $90, is not deducted in this test."
+        p = parameters(period).gov.states.fl.dcf.tanf.income.gross_test
+
+        gross_income = spm_unit("fl_tca_gross_income", period)
+
+        # Compare to 185% FPL (annual FPG converted to monthly)
+        fpg = spm_unit("spm_unit_fpg", period)
+        gross_income_limit = fpg * p.gross_income_limit_rate
+
+        return gross_income < gross_income_limit
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_net_income_eligible.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_net_income_eligible.py
new file mode 100644
index 00000000000..d25029b434b
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_net_income_eligible.py
@@ -0,0 +1,19 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_net_income_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Florida TCA net income eligible"
+    definition_period = MONTH
+    reference = (
+        "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html",
+        "https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220",
+    )
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Per Florida Statutes 414.095(12): Net countable income < payment standard
+        countable_income = spm_unit("fl_tca_countable_income", period)
+        payment_standard = spm_unit("fl_tca_payment_standard", period)
+        return countable_income < payment_standard
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_resources_eligible.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_resources_eligible.py
new file mode 100644
index 00000000000..76b17b8b3bd
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/eligibility/fl_tca_resources_eligible.py
@@ -0,0 +1,19 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_resources_eligible(Variable):
+    value_type = bool
+    entity = SPMUnit
+    label = "Florida TCA resource eligible"
+    definition_period = MONTH
+    reference = (
+        "https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-1-716",
+        "https://www.myflfamilies.com/services/public-assistance/temporary-cash-assistance",
+    )
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Per Florida DCF: Countable assets must be <= $2,000
+        p = parameters(period).gov.states.fl.dcf.tanf.resources
+        assets = spm_unit("spm_unit_assets", period.this_year)
+        return assets <= p.asset_limit
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca.py
new file mode 100644
index 00000000000..ac1b4dfa750
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca.py
@@ -0,0 +1,22 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Florida Temporary Cash Assistance"
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html",
+        "https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220",
+    )
+    defined_for = "fl_tca_eligible"
+
+    def formula(spm_unit, period, parameters):
+        # Per Florida Statutes 414.095(12) and FAC 65A-4.220
+        payment_standard = spm_unit("fl_tca_payment_standard", period)
+        countable_income = spm_unit("fl_tca_countable_income", period)
+
+        # Benefit = Payment Standard - Countable Income
+        return max_(payment_standard - countable_income, 0)
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca_payment_standard.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca_payment_standard.py
new file mode 100644
index 00000000000..79bafe25693
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/fl_tca_payment_standard.py
@@ -0,0 +1,39 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_payment_standard(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Florida TCA payment standard"
+    unit = USD
+    definition_period = MONTH
+    reference = (
+        "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html",
+        "https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-65A-4-220",
+    )
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Per Florida Statutes 414.095(10): Payment based on shelter tier
+        # Per FAC 65A-4.220(2)(b): Shelter obligation = responsibility to pay for cost of housing
+        p = parameters(period).gov.states.fl.dcf.tanf
+
+        monthly_shelter = spm_unit("housing_cost", period)
+
+        # Determine unit size, capped at max in parameter table
+        size = spm_unit("spm_unit_size", period.this_year)
+        capped_size = min_(size, p.max_family_size)
+
+        # Determine payment standard based on shelter tier
+        threshold = p.shelter_cost_threshold
+        zero_shelter = monthly_shelter == 0
+        low_shelter = (monthly_shelter > 0) & (monthly_shelter <= threshold)
+
+        return select(
+            [zero_shelter, low_shelter],
+            [
+                p.payment_standard.zero_shelter[capped_size],
+                p.payment_standard.low_shelter[capped_size],
+            ],
+            default=p.payment_standard.high_shelter[capped_size],
+        )
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_earned_income.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_earned_income.py
new file mode 100644
index 00000000000..32fd51e69bf
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_earned_income.py
@@ -0,0 +1,25 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_countable_earned_income(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Florida TCA countable earned income"
+    unit = USD
+    definition_period = MONTH
+    reference = "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html"
+    defined_for = StateCode.FL
+
+    def formula(spm_unit, period, parameters):
+        # Per DCF 2620.0111.01: Income Test and Benefit Determination
+        # Step 2: Subtract $90 standard disregard
+        # Step 3: Subtract $200 and 1/2 of remainder
+        p = parameters(period).gov.states.fl.dcf.tanf.income.disregard
+        gross_earned = add(spm_unit, period, ["tanf_gross_earned_income"])
+
+        # Step 2: Subtract $90 standard disregard
+        after_standard = max_(gross_earned - p.standard_disregard, 0)
+
+        # Step 3: Subtract $200, then 50% of remainder is countable
+        remaining_after_first = max_(after_standard - p.first_amount, 0)
+        return remaining_after_first * (1 - p.remaining_rate)
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_income.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_income.py
new file mode 100644
index 00000000000..fa04d2f721e
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_countable_income.py
@@ -0,0 +1,15 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_countable_income(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Florida TCA countable income"
+    unit = USD
+    definition_period = MONTH
+    reference = "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html"
+    defined_for = StateCode.FL
+    adds = [
+        "fl_tca_countable_earned_income",
+        "tanf_gross_unearned_income",
+    ]
diff --git a/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_gross_income.py b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_gross_income.py
new file mode 100644
index 00000000000..8c0f811c594
--- /dev/null
+++ b/policyengine_us/variables/gov/states/fl/dcf/tanf/income/fl_tca_gross_income.py
@@ -0,0 +1,13 @@
+from policyengine_us.model_api import *
+
+
+class fl_tca_gross_income(Variable):
+    value_type = float
+    entity = SPMUnit
+    label = "Florida TCA gross income"
+    unit = USD
+    definition_period = MONTH
+    reference = "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0414/Sections/0414.095.html"
+    defined_for = StateCode.FL
+
+    adds = ["tanf_gross_earned_income", "tanf_gross_unearned_income"]