diff --git a/lib/stripe.rb b/lib/stripe.rb
index 8a64ba59e..89d4bbe54 100644
--- a/lib/stripe.rb
+++ b/lib/stripe.rb
@@ -30,7 +30,6 @@
 require "stripe/util"
 require "stripe/connection_manager"
 require "stripe/multipart_encoder"
-require "stripe/stripe_client"
 require "stripe/stripe_object"
 require "stripe/stripe_response"
 require "stripe/list_object"
@@ -38,10 +37,15 @@
 require "stripe/api_resource"
 require "stripe/singleton_api_resource"
 require "stripe/webhook"
+require "stripe/client_api_operations"
 
 # Named API resources
 require "stripe/resources"
 
+# StripeClient requires API Resources to be loaded
+# due to dynamic methods defined by ClientAPIOperations
+require "stripe/stripe_client"
+
 # OAuth
 require "stripe/oauth"
 
diff --git a/lib/stripe/client_api_operations.rb b/lib/stripe/client_api_operations.rb
new file mode 100644
index 000000000..d14de8e72
--- /dev/null
+++ b/lib/stripe/client_api_operations.rb
@@ -0,0 +1,89 @@
+# frozen_string_literal: true
+
+module Stripe
+  # Define instance methods on the including class (i.e. StripeClient)
+  # to access API resources.
+  module ClientAPIOperations
+    # Proxy object to inject the client into API resources. When included,
+    # all resources are defined as singleton methods on the client in the
+    # plural form (e.g. Stripe::Account => client.accounts).
+    class ClientProxy
+      def initialize(client:, resource: nil)
+        @client = client
+        @resource = resource
+      end
+
+      attr_reader :client
+
+      def with_client(client)
+        @client = client
+        self
+      end
+
+      # Used to either send a method to the API resource or the nested
+      # ClientProxy when a resource is namespaced. Since the method signature
+      # differs when operating on a collection versus a singular resource, it's
+      # required to perform introspection on the parameters to respect any
+      # passed in options or overrides.
+      def method_missing(method, *args)
+        super unless @resource
+        opts_pos = @resource.method(method).parameters.index(%i[opt opts])
+        args[opts_pos] = { client: @client }.merge(args[opts_pos] || {})
+
+        @resource.public_send(method, *args) || super
+      end
+
+      def respond_to_missing?(symbol, include_private = false)
+        super unless @resource
+        @resource.respond_to?(symbol) || super
+      end
+    end
+
+    def self.included(base)
+      base.class_eval do
+        # Sigma, unlike other namespaced API objects, is not separated by a
+        # period so we modify the object name to follow the expected convention.
+        api_resources = Stripe::Util.api_object_classes
+        sigma_class = api_resources.delete("scheduled_query_run")
+        api_resources["sigma.scheduled_query_run"] = sigma_class
+
+        # Group namespaces that have mutiple resourses
+        grouped_resources = api_resources.group_by do |key, _|
+          key.include?(".") ? key.split(".").first : key
+        end
+
+        grouped_resources.each do |resource_namespace, resources|
+          # Namespace resource names are separated with a period by convention.
+          if resources[0][0].include?(".")
+
+            # Defines the methods required for chaining calls for resources that
+            # are namespaced. A proxy object is created so that all resource
+            # methods can be defined at once.
+            #
+            # NOTE: At some point, a smarter pluralization scheme may be
+            # necessary for resource names with complex pluralization rules.
+            proxy = ClientProxy.new(client: nil)
+            resources.each do |resource_name, resource_class|
+              method_name = resource_name.split(".").last
+              proxy.define_singleton_method("#{method_name}s") do
+                ClientProxy.new(client: proxy.client, resource: resource_class)
+              end
+            end
+
+            # Defines the first method for resources that are namespaced. By
+            # convention these methods are singular. A proxy object is returned
+            # so that the client can be injected along the method chain.
+            define_method(resource_namespace) do
+              proxy.with_client(self)
+            end
+          else
+            # Defines plural methods for non-namespaced resources
+            define_method("#{resource_namespace}s".to_sym) do
+              ClientProxy.new(client: self, resource: resources[0][1])
+            end
+          end
+        end
+      end
+    end
+  end
+end
diff --git a/lib/stripe/object_types.rb b/lib/stripe/object_types.rb
index 48bd292ce..85973d6f0 100644
--- a/lib/stripe/object_types.rb
+++ b/lib/stripe/object_types.rb
@@ -1,15 +1,17 @@
 # frozen_string_literal: true
 
 # rubocop:disable Metrics/MethodLength
-
 module Stripe
   module ObjectTypes
     def self.object_names_to_classes
       {
         # data structures
         ListObject::OBJECT_NAME => ListObject,
+      }.merge(api_object_names_to_classes)
+    end
 
-        # business objects
+    def self.api_object_names_to_classes
+      {
         Account::OBJECT_NAME => Account,
         AccountLink::OBJECT_NAME => AccountLink,
         AlipayAccount::OBJECT_NAME => AlipayAccount,
@@ -95,5 +97,4 @@ def self.object_names_to_classes
     end
   end
 end
-
 # rubocop:enable Metrics/MethodLength
diff --git a/lib/stripe/stripe_client.rb b/lib/stripe/stripe_client.rb
index 48ee67fcd..a247b5136 100644
--- a/lib/stripe/stripe_client.rb
+++ b/lib/stripe/stripe_client.rb
@@ -7,6 +7,8 @@ module Stripe
   # recover both a resource a call returns as well as a response object that
   # contains information on the HTTP call.
   class StripeClient
+    include Stripe::ClientAPIOperations
+
     # A set of all known thread contexts across all threads and a mutex to
     # synchronize global access to them.
     @thread_contexts_with_connection_managers = []
@@ -17,11 +19,14 @@ class StripeClient
     #
     # Takes a connection manager object for backwards compatibility only, and
     # that use is DEPRECATED.
-    def initialize(_connection_manager = nil)
+    def initialize(_connection_manager = nil, api_key: nil)
       @system_profiler = SystemProfiler.new
       @last_request_metrics = nil
+      @api_key = api_key
     end
 
+    attr_reader :api_key
+
     # Gets a currently active `StripeClient`. Set for the current thread when
     # `StripeClient#request` is being run so that API operations being executed
     # inside of that block can find the currently active client. It's reset to
@@ -188,7 +193,7 @@ def execute_request(method, path,
         unless path.is_a?(String)
 
       api_base ||= Stripe.api_base
-      api_key ||= Stripe.api_key
+      api_key ||= self.api_key || Stripe.api_key
       params = Util.objects_to_ids(params)
 
       check_api_key!(api_key)
diff --git a/lib/stripe/util.rb b/lib/stripe/util.rb
index dfb4146ac..389c0adfa 100644
--- a/lib/stripe/util.rb
+++ b/lib/stripe/util.rb
@@ -39,10 +39,16 @@ def self.objects_to_ids(obj)
       end
     end
 
+    # Returns a hash of all Stripe object classes.
     def self.object_classes
       @object_classes ||= Stripe::ObjectTypes.object_names_to_classes
     end
 
+    # Returns a hash containling only Stripe API object classes.
+    def self.api_object_classes
+      @api_object_classes ||= ::Stripe::ObjectTypes.api_object_names_to_classes
+    end
+
     def self.object_name_matches_class?(object_name, klass)
       Util.object_classes[object_name] == klass
     end
diff --git a/test/stripe/stripe_client_test.rb b/test/stripe/stripe_client_test.rb
index c00ed510d..c97681c81 100644
--- a/test/stripe/stripe_client_test.rb
+++ b/test/stripe/stripe_client_test.rb
@@ -334,6 +334,133 @@ class StripeClientTest < Test::Unit::TestCase
         end
       end
 
+      context "API resource instance methods" do
+        should "define methods for all api resources" do
+          client = StripeClient.new
+
+          # Update Sigma name to account for nuance
+          api_resources = Stripe::Util.api_object_classes
+          sigma_class = api_resources.delete("scheduled_query_run")
+          api_resources["sigma.scheduled_query_run"] = sigma_class
+
+          api_resources.each do |string, _|
+            if string.include?(".")
+              resource_module, resource_name = string.split(".")
+
+              assert client.respond_to?(resource_module), "#{resource_module} not found"
+              assert client.send(resource_module).respond_to?("#{resource_name}s"), "#{resource_name} not found"
+            else
+              assert client.respond_to?("#{string}s"), "#{string} not found"
+            end
+          end
+        end
+
+        should "make expected request on a singular API resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          account = client.accounts.retrieve("acct_1234")
+          assert_requested(:get,
+                           "#{Stripe.api_base}/v1/accounts/acct_1234",
+                           headers: { "Authorization" => "Bearer sk_test_local" })
+          assert account.is_a?(Stripe::Account)
+        end
+
+        should "make expected request on a namespaces API resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          list = client.radar.value_lists.retrieve("rsl_123")
+          assert_requested(:get,
+                           "#{Stripe.api_base}/v1/radar/value_lists/rsl_123",
+                           headers: { "Authorization" => "Bearer sk_test_local" })
+          assert list.is_a?(Stripe::Radar::ValueList)
+        end
+
+        should "allow for listing a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          accounts = client.accounts.list
+          assert_requested(:get,
+                           "#{Stripe.api_base}/v1/accounts",
+                           headers: { "Authorization" => "Bearer sk_test_local" })
+          assert accounts.data.is_a?(Array)
+          assert accounts.data[0].is_a?(Stripe::Account)
+        end
+
+        should "allow for listing a resource with filters" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          accounts = client.accounts.list({ limit: 10 })
+          assert_requested(:get,
+                           "#{Stripe.api_base}/v1/accounts?limit=10",
+                           headers: { "Authorization" => "Bearer sk_test_local" })
+          assert accounts.data.is_a?(Array)
+          assert accounts.data[0].is_a?(Stripe::Account)
+        end
+
+        should "allow for deleting a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          account = client.accounts.retrieve("acct_123")
+          account = account.delete
+          assert_requested :delete, "#{Stripe.api_base}/v1/accounts/#{account.id}"
+          assert account.is_a?(Stripe::Account)
+        end
+
+        should "allow for creating a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          charge = client.charges.create(
+            amount: 100,
+            currency: "USD",
+            source: "src_123"
+          )
+          assert_requested :post, "#{Stripe.api_base}/v1/charges"
+          assert charge.is_a?(Stripe::Charge)
+        end
+
+        should "allow for updating a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          account = client.accounts.update("acct_123", metadata: { foo: "bar" })
+          assert_requested(:post,
+                           "#{Stripe.api_base}/v1/accounts/acct_123",
+                           headers: { "Authorization" => "Bearer sk_test_local" },
+                           body: { metadata: { foo: "bar" } })
+          assert account.is_a?(Stripe::Account)
+        end
+
+        should "allow for overrides when operating on a collection" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          accounts = client.accounts.list({}, { api_key: "sk_test_other" })
+          assert_requested(:get,
+                           "#{Stripe.api_base}/v1/accounts",
+                           headers: { "Authorization" => "Bearer sk_test_other" })
+          assert accounts.data.is_a?(Array)
+          assert accounts.data[0].is_a?(Stripe::Account)
+        end
+
+        should "allow for overrides when operating on a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          account = client.accounts.update("acct_123",
+                                           {},
+                                           { api_key: "sk_test_other" })
+          assert_requested(:post,
+                           "#{Stripe.api_base}/v1/accounts/acct_123",
+                           headers: { "Authorization" => "Bearer sk_test_other" })
+          assert account.is_a?(Stripe::Account)
+        end
+
+        should "allow for overrides when retrieving a resource" do
+          client = StripeClient.new(api_key: "sk_test_local")
+          account = client.accounts.retrieve("acct_123", { api_key: "sk_test_other" })
+          assert_requested(:get, "#{Stripe.api_base}/v1/accounts/acct_123",
+                           headers: { "Authorization" => "Bearer sk_test_other" })
+          assert account.is_a?(Stripe::Account)
+        end
+
+        should "allow for retrieving a resource with options" do
+          client = Stripe::StripeClient.new(api_key: "sk_test_local")
+          account = client.charges.retrieve(id: "acct_123", expand: ["customer"])
+          assert_requested(:get, "#{Stripe.api_base}/v1/charges/acct_123",
+                           headers: { "Authorization" => "Bearer sk_test_local" },
+                           query: { "expand[]" => "customer" })
+          assert account.is_a?(Stripe::Charge)
+        end
+      end
+
       context "logging" do
         setup do
           # Freeze time for the purposes of the `elapsed` parameter that we