diff --git a/src/app/page.tsx b/src/app/page.tsx
index 670d0c6..8728056 100644
--- a/src/app/page.tsx
+++ b/src/app/page.tsx
@@ -1,5 +1,6 @@
 import Link from "next/link";
 import { Navbar } from "@/components/Navbar";
+import { GroupRecommendations } from "@/components/GroupRecommendations";
 
 export default function Home() {
   return (
@@ -121,6 +122,9 @@ export default function Home() {
           </div>
         </section>
 
+        {/* Group Discovery / Recommendations */}
+        <GroupRecommendations />
+
         {/* Footer */}
         <footer className="bg-gray-900 text-gray-400 py-12">
           <div className="max-w-7xl mx-auto px-4 sm:px-6 lg:px-8 text-center">
diff --git a/src/components/GroupRecommendations.tsx b/src/components/GroupRecommendations.tsx
new file mode 100644
index 0000000..fa45de9
--- /dev/null
+++ b/src/components/GroupRecommendations.tsx
@@ -0,0 +1,241 @@
+"use client";
+
+import Link from "next/link";
+import { SavingsGroup, GroupStatus, formatAmount, getStatusLabel } from "@sorosave/sdk";
+
+// Placeholder groups for discovery — in production these would come from contract queries
+const ALL_GROUPS: SavingsGroup[] = [
+  {
+    id: 1,
+    name: "Lagos Savings Circle",
+    admin: "GABCDEFGHIJKLMNOPQRSTUVWXYZ234567ABCDEFG",
+    token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+    contributionAmount: 1000000000n,
+    cycleLength: 604800,
+    maxMembers: 5,
+    members: ["GABCD...", "GEFGH...", "GIJKL..."],
+    payoutOrder: [],
+    currentRound: 0,
+    totalRounds: 0,
+    status: GroupStatus.Forming,
+    createdAt: Math.floor(Date.now() / 1000) - 3600,
+  },
+  {
+    id: 2,
+    name: "DeFi Builders Fund",
+    admin: "GABCDEFGHIJKLMNOPQRSTUVWXYZ234567ABCDEFG",
+    token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+    contributionAmount: 5000000000n,
+    cycleLength: 2592000,
+    maxMembers: 10,
+    members: ["GABCD...", "GEFGH...", "GIJKL...", "GMNOP...", "GQRST..."],
+    payoutOrder: ["GABCD...", "GEFGH...", "GIJKL...", "GMNOP...", "GQRST..."],
+    currentRound: 2,
+    totalRounds: 5,
+    status: GroupStatus.Active,
+    createdAt: Math.floor(Date.now() / 1000) - 86400 * 5,
+  },
+  {
+    id: 3,
+    name: "Nairobi Chama Group",
+    admin: "GHIJKLMNOPQRSTUVWXYZ234567ABCDEFGHIJKLM",
+    token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+    contributionAmount: 2000000000n,
+    cycleLength: 2592000,
+    maxMembers: 8,
+    members: ["GABCD...", "GEFGH...", "GIJKL...", "GMNOP...", "GQRST...", "GUVWX..."],
+    payoutOrder: [],
+    currentRound: 0,
+    totalRounds: 0,
+    status: GroupStatus.Active,
+    createdAt: Math.floor(Date.now() / 1000) - 86400 * 10,
+  },
+  {
+    id: 4,
+    name: "Quick Save 500",
+    admin: "GHIJKLMNOPQRSTUVWXYZ234567ABCDEFGHIJKLM",
+    token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+    contributionAmount: 500000000n,
+    cycleLength: 604800,
+    maxMembers: 4,
+    members: ["GABCD...", "GEFGH..."],
+    payoutOrder: [],
+    currentRound: 0,
+    totalRounds: 0,
+    status: GroupStatus.Forming,
+    createdAt: Math.floor(Date.now() / 1000) - 7200,
+  },
+  {
+    id: 5,
+    name: "Stellar Savers Elite",
+    admin: "GHIJKLMNOPQRSTUVWXYZ234567ABCDEFGHIJKLM",
+    token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+    contributionAmount: 10000000000n,
+    cycleLength: 2592000,
+    maxMembers: 12,
+    members: [
+      "GABCD...", "GEFGH...", "GIJKL...", "GMNOP...", "GQRST...",
+      "GUVWX...", "GABCD2...", "GEFGH2...", "GIJKL2...", "GMNOP2...",
+    ],
+    payoutOrder: [],
+    currentRound: 0,
+    totalRounds: 0,
+    status: GroupStatus.Active,
+    createdAt: Math.floor(Date.now() / 1000) - 86400 * 2,
+  },
+];
+
+function activityScore(group: SavingsGroup): number {
+  // Higher score for more members, active status, recent creation
+  let score = group.members.length;
+  if (group.status === GroupStatus.Active) score += 10;
+  const ageHours = (Date.now() / 1000 - group.createdAt) / 3600;
+  if (ageHours < 48) score += 5;
+  return score;
+}
+
+function isNewGroup(group: SavingsGroup): boolean {
+  const ageHours = (Date.now() / 1000 - group.createdAt) / 3600;
+  return ageHours < 72 && group.status === GroupStatus.Forming;
+}
+
+interface MiniCardProps {
+  group: SavingsGroup;
+  badge?: string;
+}
+
+function MiniGroupCard({ group, badge }: MiniCardProps) {
+  const statusColors: Record<string, string> = {
+    Forming: "bg-blue-100 text-blue-800",
+    Active: "bg-green-100 text-green-800",
+    Completed: "bg-gray-100 text-gray-800",
+    Disputed: "bg-red-100 text-red-800",
+    Paused: "bg-yellow-100 text-yellow-800",
+  };
+
+  return (
+    <Link href={`/groups/${group.id}`}>
+      <div className="bg-white rounded-lg border p-4 hover:shadow-md transition-shadow cursor-pointer relative">
+        {badge && (
+          <span className="absolute top-2 right-2 text-xs bg-yellow-100 text-yellow-700 px-2 py-0.5 rounded-full font-medium">
+            {badge}
+          </span>
+        )}
+        <h4 className="font-semibold text-gray-900 text-sm mb-2 pr-16">
+          {group.name}
+        </h4>
+        <div className="space-y-1 text-xs text-gray-500">
+          <div className="flex justify-between">
+            <span>Status</span>
+            <span
+              className={`px-1.5 py-0.5 rounded-full font-medium ${
+                statusColors[group.status] || "bg-gray-100 text-gray-800"
+              }`}
+            >
+              {getStatusLabel(group.status)}
+            </span>
+          </div>
+          <div className="flex justify-between">
+            <span>Contribution</span>
+            <span className="font-medium text-gray-700">
+              {formatAmount(group.contributionAmount)} tkn
+            </span>
+          </div>
+          <div className="flex justify-between">
+            <span>Members</span>
+            <span className="font-medium text-gray-700">
+              {group.members.length}/{group.maxMembers}
+            </span>
+          </div>
+        </div>
+      </div>
+    </Link>
+  );
+}
+
+interface GroupRecommendationsProps {
+  /** Wallet address of the connected user (optional — used for personalization) */
+  walletAddress?: string;
+  /** Token symbol balances the user holds (for token-preference matching) */
+  userTokens?: string[];
+}
+
+export function GroupRecommendations({
+  walletAddress,
+  userTokens = [],
+}: GroupRecommendationsProps) {
+  const groups = ALL_GROUPS;
+
+  // Popular groups: highest activity score, must be Active
+  const popular = [...groups]
+    .filter((g) => g.status === GroupStatus.Active)
+    .sort((a, b) => activityScore(b) - activityScore(a))
+    .slice(0, 3);
+
+  // New groups: recently created and still Forming
+  const newGroups = groups.filter(isNewGroup).slice(0, 3);
+
+  // Recommended: token preference match (if no token info, fall back to contribution range)
+  const recommended = [...groups]
+    .filter((g) => g.status === GroupStatus.Forming || g.status === GroupStatus.Active)
+    .filter((g) => !walletAddress || !g.members.includes(walletAddress)) // exclude groups user is already in
+    .sort((a, b) => {
+      // Prefer groups whose token matches user's holdings
+      const aMatch = userTokens.includes(a.token) ? 1 : 0;
+      const bMatch = userTokens.includes(b.token) ? 1 : 0;
+      if (bMatch !== aMatch) return bMatch - aMatch;
+      // Then by lower contribution amount (more accessible)
+      return Number(a.contributionAmount - b.contributionAmount);
+    })
+    .slice(0, 3);
+
+  return (
+    <section className="py-10">
+      <div className="max-w-7xl mx-auto px-4 sm:px-6 lg:px-8 space-y-10">
+        {/* Recommended for you */}
+        <div>
+          <h2 className="text-xl font-bold text-gray-900 mb-4">
+            Recommended for You
+          </h2>
+          {recommended.length === 0 ? (
+            <p className="text-sm text-gray-500">No recommendations available yet.</p>
+          ) : (
+            <div className="grid sm:grid-cols-2 lg:grid-cols-3 gap-4">
+              {recommended.map((g) => (
+                <MiniGroupCard key={g.id} group={g} />
+              ))}
+            </div>
+          )}
+        </div>
+
+        {/* Popular Groups */}
+        <div>
+          <h2 className="text-xl font-bold text-gray-900 mb-4">Popular Groups</h2>
+          {popular.length === 0 ? (
+            <p className="text-sm text-gray-500">No active groups yet.</p>
+          ) : (
+            <div className="grid sm:grid-cols-2 lg:grid-cols-3 gap-4">
+              {popular.map((g) => (
+                <MiniGroupCard key={g.id} group={g} badge="🔥 Popular" />
+              ))}
+            </div>
+          )}
+        </div>
+
+        {/* New Groups */}
+        <div>
+          <h2 className="text-xl font-bold text-gray-900 mb-4">New Groups</h2>
+          {newGroups.length === 0 ? (
+            <p className="text-sm text-gray-500">No newly created groups.</p>
+          ) : (
+            <div className="grid sm:grid-cols-2 lg:grid-cols-3 gap-4">
+              {newGroups.map((g) => (
+                <MiniGroupCard key={g.id} group={g} badge="✨ New" />
+              ))}
+            </div>
+          )}
+        </div>
+      </div>
+    </section>
+  );
+}