Add SIP-0082: Reduce Zero Origination Fee Floor to 5%

[capitalist42]

arguments for proposing for SIP-0082

script to populate tx for SIP0082 on rsk mainnet:

npx hardhat sips:populate --args-func sip0082 --network rskSovrynMainnet

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

[jjmr007]

Arguments for SIP-0082 are consistents with the proposed changes and corresponds to:

[
  [
    "0xf8B04A36c36d5DbD1a9Fe7B74897c609d6A17aa2"
  ],
  [
    "0"
  ],
  [
    "setBorrowingFeeFloor(uint256)"
  ],
  [
    "0x00000000000000000000000000000000000000000000000000b1a2bc2ec50000"
  ],
  "SIP-0082: Reduce Zero Origination Fee Floor to 5%\nhttps://forum.sovryn.com/t/sip-0082-reduce-zero-origination-fee-floor-to-5\nReduce Zero Origination Fee Floor from 8% to 5%\n---\n\n    ## Summary\n\n    If approved, this proposal will reduce the ZUSD origination fee floor in the Sovryn Zero protocol from 8% to 5%.\n\n    ## Motivation\n\n    The Zero Protocol is still in the bootstrap period. We should focus on growing the ZUSD/DLLR supply. The 2% to 5% redemption percentage per month is generally acceptable. For the past 30 days, there were about 7.2 BTC redemptions (~1.3%), even with fairly volatile BTC price movement. The level of redemption is generally low. Given incoming liquidity easing, the condition is perfect for reducing the origination fee. With a lower origination fee, we will likely see an increase in ZUSD supply and protocol revenue.\n\n    ## Proposed Changes\n\n    If approved, the origination fee will fluctuate between 5% and 100%. The following change will be made to the Zero Protocol base parameters:\n\n    It will update \"BORROWING_FEE_FLOOR\" from 8% to 5% by calling `setBorrowingFeeFloor(uint256)` on the `0xf8B04A36c36d5DbD1a9Fe7B74897c609d6A17aa2` contract with the encoded data `0x00000000000000000000000000000000000000000000000000b1a2bc2ec50000`.\n\n    ## License\n\n    Copyright and related rights waived via [CC0](https://creativecommons.org/publicdomain/zero/1.0/).\n    "
]