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Smart School Finance Hub

Ensuring Every Student Can Afford Their Education

🚀 Overview

Smart School Finance Hub is a financial inclusion platform designed to help students save, invest, and automate tuition payments—ensuring no student drops out due to financial struggles.

Many students, like Samuel (a bright student who dropped out after the 2020 pandemic), face tuition challenges due to poor financial planning, lack of savings culture, and limited payment flexibility. Our solution empowers students to take control of their finances and secure their education.


🎯 Key Features

AI-Driven Smart Savings: Personalized savings plans tailored to students’ income & spending habits.
Micro-Investments: Students can invest small amounts and watch their school fees grow over time.
Automated School Fee Payments: No more late payments—set it and forget it.
Flexible Payment Plans: Pay in installments, scheduled payments, or even crowdfunding support.
Payment Methods: Support for SquadCo, bank transfers (optional).
Emergency Loan & Financial Aid Integration: Access emergency funds or scholarships when needed.


🏆 Why This Matters

📌 For Students: No more stress, last-minute borrowing, or dropping out due to financial issues.
📌 For Schools: Better financial planning with automated & timely tuition payments.
📌 For Society: Improves education accessibility, leading to a more financially stable generation.


🛠 Tech Stack

Technology Purpose
Expo (React Native) Mobile Frontend (Fast, scalable UI)
Python Backend (API & logic processing)
MongoDB Database (stores user savings, investments, & payments)
SquadCo Payment integration for automated school fees payments
Gemini API AI-driven financial planning & recommendations
Tailwind CSS UI styling & responsiveness

🎥 Demo Video

📌 Watch our walkthrough video here: Demo Video Link


💻 Setup & Installation

1️⃣ Clone the Repository

git clone https://github.com/yourusername/smart-school-finance-hub.git
cd smart-school-finance-hub

2️⃣ Install Dependencies

npm install

🏗 How It Works

1️⃣ User Registration & Setup

  • Students create an account and set up their smart savings plan.

2️⃣ AI-Driven Savings & Micro-Investments

  • AI suggests the best savings plan based on income & expenses.
  • Users can invest small amounts, growing their tuition fund.

3️⃣ Automated Tuition Payment

  • Payments are auto-debited at the right time to avoid delays.

4️⃣ Flexible Payment Options

  • Choose installments, full payment, or external funding (crowdfunding, loans, or scholarships).

5️⃣ Smart Notifications & Emergency Aid

  • Get alerts for upcoming payments.
  • Request emergency funds in case of financial difficulties.

🌍 Future Roadmap

🔹 Scholarship for Outstanding
🔹 AI-Generated Financial Literacy Content for Students
🔹 Mobile App for Seamless Access
🔹 Multi-Currency Support for International Students


🤝 Contributors

👤 Abdulrasheed Abdulsalam (@TRIPLE-ADE)
👤 Abdulkabir sultan (@abdulkabirsultan)
👤 Oyebamiji Mustapha Oyetunde (@Musoye)
👤 Bilal Oyeleke - SOBIL (@Sobilo34)

🚀 Let’s ensure that NO student is left behind due to financial struggles!

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