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feat: Add Dhali x402 off-chain payments skill - #3716

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feat: Add Dhali x402 off-chain payments skill#3716
desimmons wants to merge 1 commit into
XRPLF:masterfrom
Dhali-org:xrpl-dhali-x402-skill

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Feature: Add Dhali x402 Off-Chain Payments Skill

Description

This PR introduces the xrpl-dhali-x402-payments skill to the AI developer portal. The Dhali x402 protocol provides an off-chain payment channel solution that enables high-frequency, low-latency microtransactions across the XRPL.

Due to the fundamental limitations of on-chain processing speeds and fees, many high-throughput agent-to-agent workflows (like API token payments, continuous stream monetization) require an off-chain layer. This skill equips AI agents with the necessary patterns to act as both Providers (setting up monetized endpoints) and Consumers (completing the x402 handshake and sending payments) using Dhali.

Why this matters for AI Agents

Standard XRPL transactions guarantee 3-5 second deterministic finality. While perfect for discrete transfers, it is not optimized for scenarios demanding sub-second latency and near-zero fees per request. The Dhali x402 skill provides Claude with the exact blueprint needed when an agent builder requires scalable API monetization or real-time streaming payments for their XRPL stack.

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